JMAC Lending fha wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.
JMAC Lending (Santa Ana, CA) advertises FHA lending to mortgage brokers. Last checked 2026-07-26.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
JMAC Lending is headquartered in Santa Ana, CA and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced fha lending when we last checked them on 2026-07-26, alongside 6 other advertised product types in this directory. JMAC Lending does not publish a comparable wholesale-only production figure, so no volume is shown on this page.
Government-insured financing with upfront and annual MIP, more tolerant of thin credit and prior derogatory events than agency products. In the wholesale channel this product type is commonly written from a 580 minimum FICO up to 96.5% LTV, on loan amounts between $50K and $524K, with DTI capped near 57%. Accepted documentation typically includes full doc, with primary residence occupancy and single family, warrantable condo, 2-4 unit, manufactured property types in scope. Those parameters describe the channel, not JMAC Lending's own matrix — pull the current guideline from the lender before you quote.
Yes. JMAC Lending's public broker materials referenced fha lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by JMAC Lending, not by this directory — start at its jmac lending official website and confirm current requirements.
JMAC Lending does not publish its fha matrix on a public page, so this profile shows the channel-typical structure instead: a 580 minimum score and leverage up to 96.5% LTV, with DTI to roughly 57%. Treat that as a starting point and verify the live guideline with your account executive.
In the wholesale channel this product is generally written between $50K and $524K, using full doc documentation on primary residence occupancy. JMAC Lending may sit tighter or looser than that range on any single field.
From JMAC Lending directly — its jmac lending official website is linked in every source column on this page. JMAC Lending does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.
JMAC Lending lender profile · All FHA wholesale lenders · Program search · Wholesale lender rankings