Rate (Guaranteed Rate) Wholesale (Not published by the lender) advertises HELOC lending to mortgage brokers. Last checked 2026-08-07.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
Rate (Guaranteed Rate) Wholesale does not publish a headquarters location in the materials we checked. Broker footprint not published by the lender. Its public broker materials referenced heloc lending when we last checked them on 2026-08-07, alongside 1 other advertised product type in this directory. Rate (Guaranteed Rate) Wholesale does not publish a comparable wholesale-only production figure, so no volume is shown on this page.
Revolving second-lien line with a draw period and variable rate, leaving an existing low first-lien rate untouched. In the wholesale channel this product type is commonly written from a 660 minimum FICO up to 90% LTV, on loan amounts between $25K and $500K, with DTI capped near 50%. Accepted documentation typically includes full doc, bank statement, with primary residence, second home, investment property occupancy and single family, warrantable condo, 2-4 unit property types in scope. Those parameters describe the channel, not Rate (Guaranteed Rate) Wholesale's own matrix — pull the current guideline from the lender before you quote.
Yes. Rate (Guaranteed Rate) Wholesale's public broker materials referenced heloc lending when we last checked on 2026-08-07. Broker approval and program eligibility are decided by Rate (Guaranteed Rate) Wholesale, not by this directory — start at its rate (guaranteed rate) wholesale official website and confirm current requirements.
Rate (Guaranteed Rate) Wholesale does not publish its heloc matrix on a public page, so this profile shows the channel-typical structure instead: a 660 minimum score and leverage up to 90% LTV, with DTI to roughly 50%. Treat that as a starting point and verify the live guideline with your account executive.
In the wholesale channel this product is generally written between $25K and $500K, using full doc, bank statement documentation on primary residence, second home, investment property occupancy. Rate (Guaranteed Rate) Wholesale may sit tighter or looser than that range on any single field.
From Rate (Guaranteed Rate) Wholesale directly — its rate (guaranteed rate) wholesale official website is linked in every source column on this page. Rate (Guaranteed Rate) Wholesale does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.
Rate (Guaranteed Rate) Wholesale lender profile · All HELOC wholesale lenders · Program search · Wholesale lender rankings