FBC Mortgage, LLC construction-to-perm wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.
FBC Mortgage, LLC (Orlando, FL) advertises Construction-to-Perm lending to mortgage brokers, ranked #24 by reported wholesale volume. Last checked 2026-07-26.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
FBC Mortgage, LLC is headquartered in Orlando, FL and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced construction-to-perm lending when we last checked them on 2026-07-26, alongside 5 other advertised product types in this directory. FBC Mortgage, LLC also has $613M in wholesale production reported for 2024, placing it #24 in the ranking we reference.
One-time-close structure that funds construction draws then modifies into permanent financing without a second closing. In the wholesale channel this product type is commonly written from a 680 minimum FICO up to 90% LTV, on loan amounts between $150K and $3M, with DTI capped near 45%. Accepted documentation typically includes full doc, with primary residence, second home occupancy and single family, land / ground-up property types in scope. Those parameters describe the channel, not FBC Mortgage, LLC's own matrix — pull the current guideline from the lender before you quote.
FBC Mortgage, LLC's own positioning notes are: Builder and new-construction lending. Those are lender-published claims, checked 2026-07-26. What matters on a construction-to-perm submission is the current rate sheet, the overlay set, and the AE assigned to your shop — all three come from FBC Mortgage, LLC directly, and none of them are published here.
Yes. FBC Mortgage, LLC's public broker materials referenced construction-to-perm lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by FBC Mortgage, LLC, not by this directory — start at its fbc mortgage, llc official website and confirm current requirements.
FBC Mortgage, LLC does not publish its construction-to-perm matrix on a public page, so this profile shows the channel-typical structure instead: a 680 minimum score and leverage up to 90% LTV, with DTI to roughly 45%. Treat that as a starting point and verify the live guideline with your account executive.
In the wholesale channel this product is generally written between $150K and $3M, using full doc documentation on primary residence, second home occupancy. FBC Mortgage, LLC may sit tighter or looser than that range on any single field.
Scotsman Guide Top Wholesale Lenders reported $613M for 2024 and placed FBC Mortgage, LLC at #24. That figure is published by Scotsman Guide; LoanOfficer.ai reproduces it with attribution and does not calculate it.
FBC Mortgage, LLC lender profile · All Construction-to-Perm wholesale lenders · Program search · Wholesale lender rankings