Citywide Home Loans Construction-to-Perm Program

Citywide Home Loans construction-to-perm wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.

Citywide Home Loans Construction-to-Perm wholesale program

Citywide Home Loans (Sandy, UT) advertises Construction-to-Perm lending to mortgage brokers. Last checked 2026-07-26.

Field-level sources and last-checked dates

Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.

What we can verify about this program

Citywide Home Loans is headquartered in Sandy, UT and publishes a publishes a multi-state broker footprint broker footprint. Its public broker materials referenced construction-to-perm lending when we last checked them on 2026-07-26, alongside 5 other advertised product types in this directory. Citywide Home Loans does not publish a comparable wholesale-only production figure, so no volume is shown on this page.

One-time-close structure that funds construction draws then modifies into permanent financing without a second closing. In the wholesale channel this product type is commonly written from a 680 minimum FICO up to 90% LTV, on loan amounts between $150K and $3M, with DTI capped near 45%. Accepted documentation typically includes full doc, with primary residence, second home occupancy and single family, land / ground-up property types in scope. Those parameters describe the channel, not Citywide Home Loans's own matrix — pull the current guideline from the lender before you quote.

Citywide Home Loans construction-to-perm questions brokers ask

Does Citywide Home Loans offer construction-to-perm loans to mortgage brokers?

Yes. Citywide Home Loans's public broker materials referenced construction-to-perm lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by Citywide Home Loans, not by this directory — start at its citywide home loans official website and confirm current requirements.

What FICO and LTV should I expect on a construction-to-perm file at Citywide Home Loans?

Citywide Home Loans does not publish its construction-to-perm matrix on a public page, so this profile shows the channel-typical structure instead: a 680 minimum score and leverage up to 90% LTV, with DTI to roughly 45%. Treat that as a starting point and verify the live guideline with your account executive.

What loan amounts and documentation types apply to construction-to-perm lending?

In the wholesale channel this product is generally written between $150K and $3M, using full doc documentation on primary residence, second home occupancy. Citywide Home Loans may sit tighter or looser than that range on any single field.

Where do I get Citywide Home Loans's actual construction-to-perm guidelines?

From Citywide Home Loans directly — its citywide home loans official website is linked in every source column on this page. Citywide Home Loans does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.

Other programs Citywide Home Loans advertises

Other lenders with construction-to-perm programs

Citywide Home Loans lender profile · All Construction-to-Perm wholesale lenders · Program search · Wholesale lender rankings