Pulte Mortgage Construction-to-Perm wholesale program
Pulte Mortgage (Not published by the lender) advertises Construction-to-Perm lending to mortgage brokers. Last checked 2026-08-07.
Field-level sources and last-checked dates
Program offered to brokers: Pulte Mortgage advertises Construction-to-Perm lending on its public broker materials — source: Pulte Mortgage official website, checked 2026-08-07 (lender published, confidence high)
Headquarters: Not published by the lender — source: Pulte Mortgage official website, checked 2026-08-07 (lender published, confidence high)
Broker footprint: Broker footprint not published by the lender — source: Pulte Mortgage official website, checked 2026-08-07 (lender published, confidence medium)
How the product is structured: One-time-close structure that funds construction draws then modifies into permanent financing without a second closing. — source: Construction-to-Perm channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
What we can verify about this program
Pulte Mortgage does not publish a headquarters location in the materials we checked. Broker footprint not published by the lender. Its public broker materials referenced construction-to-perm lending when we last checked them on 2026-08-07, alongside 0 other advertised product types in this directory. Pulte Mortgage does not publish a comparable wholesale-only production figure, so no volume is shown on this page.
One-time-close structure that funds construction draws then modifies into permanent financing without a second closing. In the wholesale channel this product type is commonly written from a 680 minimum FICO up to 90% LTV, on loan amounts between $150K and $3M, with DTI capped near 45%. Accepted documentation typically includes full doc, with primary residence, second home occupancy and single family, land / ground-up property types in scope. Those parameters describe the channel, not Pulte Mortgage's own matrix — pull the current guideline from the lender before you quote.
Does Pulte Mortgage offer construction-to-perm loans to mortgage brokers?
Yes. Pulte Mortgage's public broker materials referenced construction-to-perm lending when we last checked on 2026-08-07. Broker approval and program eligibility are decided by Pulte Mortgage, not by this directory — start at its pulte mortgage official website and confirm current requirements.
What FICO and LTV should I expect on a construction-to-perm file at Pulte Mortgage?
Pulte Mortgage does not publish its construction-to-perm matrix on a public page, so this profile shows the channel-typical structure instead: a 680 minimum score and leverage up to 90% LTV, with DTI to roughly 45%. Treat that as a starting point and verify the live guideline with your account executive.
What loan amounts and documentation types apply to construction-to-perm lending?
In the wholesale channel this product is generally written between $150K and $3M, using full doc documentation on primary residence, second home occupancy. Pulte Mortgage may sit tighter or looser than that range on any single field.
Where do I get Pulte Mortgage's actual construction-to-perm guidelines?
From Pulte Mortgage directly — its pulte mortgage official website is linked in every source column on this page. Pulte Mortgage does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.