Acra Lending jumbo wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.
Acra Lending (Irvine, CA) advertises Jumbo lending to mortgage brokers, ranked #9 by reported wholesale volume. Last checked 2026-07-26.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
Acra Lending is headquartered in Irvine, CA and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced jumbo lending when we last checked them on 2026-07-26, alongside 8 other advertised product types in this directory. Acra Lending also has $2.88B in wholesale production reported for 2024, placing it #9 in the ranking we reference.
Loan amounts above conforming limits priced on lender or investor overlays, typically with reserve requirements that scale with loan size. In the wholesale channel this product type is commonly written from a 680 minimum FICO up to 90% LTV, on loan amounts between $767K and $5M, with DTI capped near 45%. Accepted documentation typically includes full doc, asset depletion, with primary residence, second home, investment property occupancy and single family, warrantable condo, 2-4 unit property types in scope. Those parameters describe the channel, not Acra Lending's own matrix — pull the current guideline from the lender before you quote.
Acra Lending's own positioning notes are: Non-QM specialist; Investor and business-purpose lending. Those are lender-published claims, checked 2026-07-26. What matters on a jumbo submission is the current rate sheet, the overlay set, and the AE assigned to your shop — all three come from Acra Lending directly, and none of them are published here.
Yes. Acra Lending's public broker materials referenced jumbo lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by Acra Lending, not by this directory — start at its acra lending official website and confirm current requirements.
Acra Lending does not publish its jumbo matrix on a public page, so this profile shows the channel-typical structure instead: a 680 minimum score and leverage up to 90% LTV, with DTI to roughly 45%. Treat that as a starting point and verify the live guideline with your account executive.
In the wholesale channel this product is generally written between $767K and $5M, using full doc, asset depletion documentation on primary residence, second home, investment property occupancy. Acra Lending may sit tighter or looser than that range on any single field.
Scotsman Guide Top Wholesale Lenders reported $2.88B for 2024 and placed Acra Lending at #9. That figure is published by Scotsman Guide; LoanOfficer.ai reproduces it with attribution and does not calculate it.
Acra Lending lender profile · All Jumbo wholesale lenders · Program search · Wholesale lender rankings