AI Rate Monitoring for Mortgage

AI Rate Watch monitors national average rates against every borrower in your book and alerts you the moment refi opportunities open.

AI watches national average rates so you don't miss a single refi window.

How Rate Monitoring works

AI tracks daily rates

Connected to Freddie Mac's daily averages, updated continuously.

Matched against your book

Every past client's rate, loan amount, and product is checked automatically.

Refi-eligible list surfaced

AI ranks borrowers by refi opportunity size and readiness.

Personalized outreach fires

AI sends tailored SMS or email — with a Quote and a booking link.

Why it matters

In a volatile rate market, refi windows open and close fast. Rate Monitoring turns your database into a real-time opportunity engine — no dashboard-refreshing required.

Where loan officers use it

Rate drops 25bps overnight

You wake up to a ranked list of refi-ready past clients — AI already opened conversations.

Rate-lock rescue

Existing pipeline borrowers get proactive lock advice when rates move.

Retention play

Even when rates are flat, AI surfaces the small subset with real refi math.

FAQ

Is Rate Monitoring included in the trial?

Yes — the $1 for 14-Day Trial gives you full access to every feature, including Rate Monitoring.

Do I need to be technical to set it up?

No. Onboarding walks you through configuration and the AI is trained on your voice and workflow. If you can use email and SMS, you can use it.

Does it integrate with my LOS?

Yes — native integrations with Arive, LendingPad, and Byte, plus Zapier for 5,000+ apps.

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