Automated Refi & HELOC Detection

Property Pulse monitors every borrower's equity, value, and rate — surfacing refi, HELOC, PMI-drop, and rate-drop opportunities across your book, 24/7.

See every refi and HELOC opportunity in your database — automatically, every month.

How Refi & HELOC Detection works

Property Pulse enriches contacts

Every contact is matched to live property data across 150M+ records.

Equity, value, rate tracked

Live changes surface refi and HELOC eligibility as they happen.

AI ranks opportunities

Opportunities are ranked by size, likelihood, and outreach readiness.

Automated monthly reports

Borrowers receive branded monthly equity reports; you get the alert.

Why it matters

Most LOs are sitting on years of closed loans they never touch again. Refi & HELOC Detection turns that dormant database into a real, ranked opportunity queue every month.

Where loan officers use it

Cash-out surge

Borrowers with 40%+ equity get proactive cash-out outreach.

HELOC campaign

Filter for equity-rich borrowers and launch a one-click AI campaign.

Rate-drop refi

Combine Rate Watch + equity data to prioritize the highest-ROI conversations.

FAQ

Is Refi & HELOC Detection included in the trial?

Yes — the $1 for 14-Day Trial gives you full access to every feature, including Refi & HELOC Detection.

Do I need to be technical to set it up?

No. Onboarding walks you through configuration and the AI is trained on your voice and workflow. If you can use email and SMS, you can use it.

Does it integrate with my LOS?

Yes — native integrations with Arive, LendingPad, and Byte, plus Zapier for 5,000+ apps.

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