★ Add LoanOfficer.ai as a preferred source on Google
Median new home prices fell 5.8% year over year while builder buydowns stayed firmly in the sales conversation, which gives mortgage pros more to work with on affordability.
New home supply held at 8.5 months as builders continued cutting prices, HousingWire reported on Sept. 24, 2026. The report said the median new home price fell 5.8% year over year, while builder buydowns remained entrenched in the market.
For loan officers, the practical takeaway is pretty simple: new construction may be one of the few places where buyers can still find meaningful seller-side help. But the details matter, because a lower median price, a builder incentive, and a mortgage payment that actually works for the borrower are three different conversations.