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The temporary exception gives lenders more runway on appraisal data readiness, but it does not remove the need to prepare for the GSEs’ UAD 3.6 transition.
The UAD 3.6 waiver gives some GSE sellers a temporary path to keep using UAD 2.6 into 2027 if they are not ready for the new appraisal data requirements. HousingWire reported on September 30, 2026, that Fannie Mae and Freddie Mac are granting a one-time policy waiver tied to the UAD 3.6 mandate.
For loan officers, this is not just an appraisal department story. If your lender or investor is still working through the transition, the waiver could affect appraisal ordering, file flow, condition clearing, and the way you set expectations with borrowers and referral partners.