Angel Oak Mortgage Solutions Asset Depletion Program

Angel Oak Mortgage Solutions asset depletion wholesale program for brokers: channel-typical FICO, LTV and loan size, each field source-linked and dated.

Angel Oak Mortgage Solutions Asset Depletion wholesale program

Angel Oak Mortgage Solutions (Atlanta, GA) advertises Asset Depletion lending to mortgage brokers. Last checked 2026-07-26.

Field-level sources and last-checked dates

Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.

What we can verify about this program

Angel Oak Mortgage Solutions is headquartered in Atlanta, GA and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced asset depletion lending when we last checked them on 2026-07-26, alongside 7 other advertised product types in this directory. Angel Oak Mortgage Solutions does not publish a comparable wholesale-only production figure, so no volume is shown on this page.

Verified liquid assets divided over a fixed term to create a qualifying monthly income stream. In the wholesale channel this product type is commonly written from a 660 minimum FICO up to 80% LTV, on loan amounts between $150K and $3M, with DTI capped near 45%. Accepted documentation typically includes asset depletion, asset only, with primary residence, second home occupancy and single family, warrantable condo, 2-4 unit property types in scope. Those parameters describe the channel, not Angel Oak Mortgage Solutions's own matrix — pull the current guideline from the lender before you quote.

Angel Oak Mortgage Solutions's own positioning notes are: Non-QM pioneer; Bank statement lending. Those are lender-published claims, checked 2026-07-26. What matters on a asset depletion submission is the current rate sheet, the overlay set, and the AE assigned to your shop — all three come from Angel Oak Mortgage Solutions directly, and none of them are published here.

Angel Oak Mortgage Solutions asset depletion questions brokers ask

Does Angel Oak Mortgage Solutions offer asset depletion loans to mortgage brokers?

Yes. Angel Oak Mortgage Solutions's public broker materials referenced asset depletion lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by Angel Oak Mortgage Solutions, not by this directory — start at its angel oak mortgage solutions official website and confirm current requirements.

What FICO and LTV should I expect on a asset depletion file at Angel Oak Mortgage Solutions?

Angel Oak Mortgage Solutions does not publish its asset depletion matrix on a public page, so this profile shows the channel-typical structure instead: a 660 minimum score and leverage up to 80% LTV, with DTI to roughly 45%. Treat that as a starting point and verify the live guideline with your account executive.

What loan amounts and documentation types apply to asset depletion lending?

In the wholesale channel this product is generally written between $150K and $3M, using asset depletion, asset only documentation on primary residence, second home occupancy. Angel Oak Mortgage Solutions may sit tighter or looser than that range on any single field.

Where do I get Angel Oak Mortgage Solutions's actual asset depletion guidelines?

From Angel Oak Mortgage Solutions directly — its angel oak mortgage solutions official website is linked in every source column on this page. Angel Oak Mortgage Solutions does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.

Other programs Angel Oak Mortgage Solutions advertises

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