Oaktree Funding Asset Depletion Program

Oaktree Funding asset depletion wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.

Oaktree Funding Asset Depletion wholesale program

Oaktree Funding (Chandler, AZ) advertises Asset Depletion lending to mortgage brokers. Last checked 2026-07-26.

Field-level sources and last-checked dates

Program offered to brokers: Oaktree Funding advertises Asset Depletion lending on its public broker materials — source: Oaktree Funding official website, checked 2026-07-26 (lender published, confidence high)
Headquarters: Chandler, AZ — source: Oaktree Funding official website, checked 2026-07-26 (lender published, confidence high)
Broker footprint: Publishes a national broker footprint — source: Oaktree Funding official website, checked 2026-07-26 (lender published, confidence medium)
Typical minimum FICO: 660 — source: Asset Depletion channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Typical maximum LTV: 80% — source: Asset Depletion channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Typical loan size range: $150K – $3M — source: Asset Depletion channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Typical maximum DTI: 45% — source: Asset Depletion channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Documentation types: Asset depletion, Asset only — source: Asset Depletion channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Borrower profiles: Retiree / asset-rich, Self-employed — source: Asset Depletion channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Occupancy: Primary residence, Second home — source: Asset Depletion channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Property types: Single family, Warrantable condo, 2-4 unit — source: Asset Depletion channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
How the product is structured: Verified liquid assets divided over a fixed term to create a qualifying monthly income stream. — source: Asset Depletion channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)

Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.

What we can verify about this program

Oaktree Funding is headquartered in Chandler, AZ and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced asset depletion lending when we last checked them on 2026-07-26, alongside 5 other advertised product types in this directory. Oaktree Funding does not publish a comparable wholesale-only production figure, so no volume is shown on this page.

Verified liquid assets divided over a fixed term to create a qualifying monthly income stream. In the wholesale channel this product type is commonly written from a 660 minimum FICO up to 80% LTV, on loan amounts between $150K and $3M, with DTI capped near 45%. Accepted documentation typically includes asset depletion, asset only, with primary residence, second home occupancy and single family, warrantable condo, 2-4 unit property types in scope. Those parameters describe the channel, not Oaktree Funding's own matrix — pull the current guideline from the lender before you quote.

Oaktree Funding asset depletion questions brokers ask

Does Oaktree Funding offer asset depletion loans to mortgage brokers?

Yes. Oaktree Funding's public broker materials referenced asset depletion lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by Oaktree Funding, not by this directory — start at its oaktree funding official website and confirm current requirements.

What FICO and LTV should I expect on a asset depletion file at Oaktree Funding?

Oaktree Funding does not publish its asset depletion matrix on a public page, so this profile shows the channel-typical structure instead: a 660 minimum score and leverage up to 80% LTV, with DTI to roughly 45%. Treat that as a starting point and verify the live guideline with your account executive.

What loan amounts and documentation types apply to asset depletion lending?

In the wholesale channel this product is generally written between $150K and $3M, using asset depletion, asset only documentation on primary residence, second home occupancy. Oaktree Funding may sit tighter or looser than that range on any single field.

Where do I get Oaktree Funding's actual asset depletion guidelines?

From Oaktree Funding directly — its oaktree funding official website is linked in every source column on this page. Oaktree Funding does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.

Other programs Oaktree Funding advertises

Other lenders with asset depletion programs

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