Verus Mortgage Capital asset depletion wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.
Verus Mortgage Capital (Washington, DC) advertises Asset Depletion lending to mortgage brokers. Last checked 2026-07-26.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
Verus Mortgage Capital is headquartered in Washington, DC and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced asset depletion lending when we last checked them on 2026-07-26, alongside 7 other advertised product types in this directory. Verus Mortgage Capital does not publish a comparable wholesale-only production figure, so no volume is shown on this page.
Verified liquid assets divided over a fixed term to create a qualifying monthly income stream. In the wholesale channel this product type is commonly written from a 660 minimum FICO up to 80% LTV, on loan amounts between $150K and $3M, with DTI capped near 45%. Accepted documentation typically includes asset depletion, asset only, with primary residence, second home occupancy and single family, warrantable condo, 2-4 unit property types in scope. Those parameters describe the channel, not Verus Mortgage Capital's own matrix — pull the current guideline from the lender before you quote.
Verus Mortgage Capital's own positioning notes are: Correspondent non-QM investor. Those are lender-published claims, checked 2026-07-26. What matters on a asset depletion submission is the current rate sheet, the overlay set, and the AE assigned to your shop — all three come from Verus Mortgage Capital directly, and none of them are published here.
Yes. Verus Mortgage Capital's public broker materials referenced asset depletion lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by Verus Mortgage Capital, not by this directory — start at its verus mortgage capital official website and confirm current requirements.
Verus Mortgage Capital does not publish its asset depletion matrix on a public page, so this profile shows the channel-typical structure instead: a 660 minimum score and leverage up to 80% LTV, with DTI to roughly 45%. Treat that as a starting point and verify the live guideline with your account executive.
In the wholesale channel this product is generally written between $150K and $3M, using asset depletion, asset only documentation on primary residence, second home occupancy. Verus Mortgage Capital may sit tighter or looser than that range on any single field.
From Verus Mortgage Capital directly — its verus mortgage capital official website is linked in every source column on this page. Verus Mortgage Capital does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.
Verus Mortgage Capital lender profile · All Asset Depletion wholesale lenders · Program search · Wholesale lender rankings