Figure Lending closed-end second wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.
Figure Lending (New York, NY) advertises Closed-End Second lending to mortgage brokers. Last checked 2026-07-26.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
Figure Lending is headquartered in New York, NY and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced closed-end second lending when we last checked them on 2026-07-26, alongside 1 other advertised product type in this directory. Figure Lending does not publish a comparable wholesale-only production figure, so no volume is shown on this page.
Fixed-rate, fully amortizing second mortgage that extracts equity without repricing the first lien. In the wholesale channel this product type is commonly written from a 660 minimum FICO up to 90% LTV, on loan amounts between $25K and $500K, with DTI capped near 50%. Accepted documentation typically includes full doc, bank statement, with primary residence, second home, investment property occupancy and single family, warrantable condo, 2-4 unit property types in scope. Those parameters describe the channel, not Figure Lending's own matrix — pull the current guideline from the lender before you quote.
Figure Lending's own positioning notes are: Fast digital HELOC. Those are lender-published claims, checked 2026-07-26. What matters on a closed-end second submission is the current rate sheet, the overlay set, and the AE assigned to your shop — all three come from Figure Lending directly, and none of them are published here.
Yes. Figure Lending's public broker materials referenced closed-end second lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by Figure Lending, not by this directory — start at its figure lending official website and confirm current requirements.
Figure Lending does not publish its closed-end second matrix on a public page, so this profile shows the channel-typical structure instead: a 660 minimum score and leverage up to 90% LTV, with DTI to roughly 50%. Treat that as a starting point and verify the live guideline with your account executive.
In the wholesale channel this product is generally written between $25K and $500K, using full doc, bank statement documentation on primary residence, second home, investment property occupancy. Figure Lending may sit tighter or looser than that range on any single field.
From Figure Lending directly — its figure lending official website is linked in every source column on this page. Figure Lending does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.
Figure Lending lender profile · All Closed-End Second wholesale lenders · Program search · Wholesale lender rankings