Plaza Home Mortgage, Inc. closed-end second wholesale program for brokers: channel-typical FICO, LTV and loan size, each field source-linked and dated.
Plaza Home Mortgage, Inc. (San Diego, CA) advertises Closed-End Second lending to mortgage brokers, ranked #7 by reported wholesale volume. Last checked 2026-07-26.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
Plaza Home Mortgage, Inc. is headquartered in San Diego, CA and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced closed-end second lending when we last checked them on 2026-07-26, alongside 10 other advertised product types in this directory. Plaza Home Mortgage, Inc. also has $4.46B in wholesale production reported for 2024, placing it #7 in the ranking we reference.
Fixed-rate, fully amortizing second mortgage that extracts equity without repricing the first lien. In the wholesale channel this product type is commonly written from a 660 minimum FICO up to 90% LTV, on loan amounts between $25K and $500K, with DTI capped near 50%. Accepted documentation typically includes full doc, bank statement, with primary residence, second home, investment property occupancy and single family, warrantable condo, 2-4 unit property types in scope. Those parameters describe the channel, not Plaza Home Mortgage, Inc.'s own matrix — pull the current guideline from the lender before you quote.
Plaza Home Mortgage, Inc.'s own positioning notes are: Reverse mortgage wholesale; Renovation lending. Those are lender-published claims, checked 2026-07-26. What matters on a closed-end second submission is the current rate sheet, the overlay set, and the AE assigned to your shop — all three come from Plaza Home Mortgage, Inc. directly, and none of them are published here.
Yes. Plaza Home Mortgage, Inc.'s public broker materials referenced closed-end second lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by Plaza Home Mortgage, Inc., not by this directory — start at its plaza home mortgage, inc. broker portal and confirm current requirements.
Plaza Home Mortgage, Inc. does not publish its closed-end second matrix on a public page, so this profile shows the channel-typical structure instead: a 660 minimum score and leverage up to 90% LTV, with DTI to roughly 50%. Treat that as a starting point and verify the live guideline with your account executive.
In the wholesale channel this product is generally written between $25K and $500K, using full doc, bank statement documentation on primary residence, second home, investment property occupancy. Plaza Home Mortgage, Inc. may sit tighter or looser than that range on any single field.
Scotsman Guide Top Wholesale Lenders reported $4.46B for 2024 and placed Plaza Home Mortgage, Inc. at #7. That figure is published by Scotsman Guide; LoanOfficer.ai reproduces it with attribution and does not calculate it.
Plaza Home Mortgage, Inc. lender profile · All Closed-End Second wholesale lenders · Program search · Wholesale lender rankings