Hometap (Not published by the lender) advertises Closed-End Second lending to mortgage brokers. Last checked 2026-08-07.
Field-level sources and last-checked dates
Program offered to brokers: Hometap advertises Closed-End Second lending on its public broker materials — source: Hometap broker portal, checked 2026-08-07 (lender published, confidence high)
Headquarters: Not published by the lender — source: Hometap broker portal, checked 2026-08-07 (lender published, confidence high)
Broker footprint: Broker footprint not published by the lender — source: Hometap broker portal, checked 2026-08-07 (lender published, confidence medium)
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
What we can verify about this program
Hometap does not publish a headquarters location in the materials we checked. Broker footprint not published by the lender. Its public broker materials referenced closed-end second lending when we last checked them on 2026-08-07, alongside 0 other advertised product types in this directory. Hometap does not publish a comparable wholesale-only production figure, so no volume is shown on this page.
Fixed-rate, fully amortizing second mortgage that extracts equity without repricing the first lien. In the wholesale channel this product type is commonly written from a 660 minimum FICO up to 90% LTV, on loan amounts between $25K and $500K, with DTI capped near 50%. Accepted documentation typically includes full doc, bank statement, with primary residence, second home, investment property occupancy and single family, warrantable condo, 2-4 unit property types in scope. Those parameters describe the channel, not Hometap's own matrix — pull the current guideline from the lender before you quote.
Hometap closed-end second questions brokers ask
Does Hometap offer closed-end second loans to mortgage brokers?
Yes. Hometap's public broker materials referenced closed-end second lending when we last checked on 2026-08-07. Broker approval and program eligibility are decided by Hometap, not by this directory — start at its hometap broker portal and confirm current requirements.
What FICO and LTV should I expect on a closed-end second file at Hometap?
Hometap does not publish its closed-end second matrix on a public page, so this profile shows the channel-typical structure instead: a 660 minimum score and leverage up to 90% LTV, with DTI to roughly 50%. Treat that as a starting point and verify the live guideline with your account executive.
What loan amounts and documentation types apply to closed-end second lending?
In the wholesale channel this product is generally written between $25K and $500K, using full doc, bank statement documentation on primary residence, second home, investment property occupancy. Hometap may sit tighter or looser than that range on any single field.
Where do I get Hometap's actual closed-end second guidelines?
From Hometap directly — its hometap broker portal is linked in every source column on this page. Hometap does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.