★ Add LoanOfficer.ai as a preferred source on Google
The takeaway for mortgage professionals is simple: AI can speed up lending and secondary-market work, but weak controls can turn efficiency into operational risk.
AI in mortgage lending can create real efficiency, but SitusAMC’s Julia Curran is warning that the upside only works when lenders pair the technology with rigorous testing, subject-matter expertise and human oversight. HousingWire published the article, “The promise and risk of AI in mortgage lending and secondary markets,” on September 30, 2026.
For loan officers, the story matters because AI is moving closer to the daily work of borrower communication, documentation, underwriting support and secondary-market execution. The message is not that mortgage teams should avoid AI; it is that they should treat it like any other high-impact lending tool: useful, but only when properly controlled.