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Florida mortgage professionals may need to track both tax policy and condo reserve proposals as borrower payment pressure remains a front-line qualification issue.
FAMP is backing a Florida property tax amendment and is also seeking delays to proposed FHFA condo rule changes, according to a July 28, 2026 HousingWire report. The condo changes referenced in the supplied material include a 15% reserve requirement starting in 2027.
For Florida loan officers, this is an affordability story at the monthly-payment level. Property taxes and condo association finances can both decide whether a borrower qualifies, whether a project works, and whether a buyer feels comfortable moving forward.