★ Add LoanOfficer.ai as a preferred source on Google
For loan officers, the production split is a reminder that referral partner strategy often comes down to coverage, speed and consistency.
Real estate teams vs solo agents showed a sharp production gap in NAR data reported by HousingWire on October 15, 2026. According to the report, the National Association of Realtors found median 2025 production of 9 sides for individual agents compared with 32 sides for team-based agents.
That spread matters for mortgage professionals because agent production is not just about personal sales skill. If the practical advantage is coverage — someone answering, qualifying and keeping the conversation moving — loan officers may need to rethink how they evaluate and support real estate referral partners.