Wholesale lenders for ground-up construction loans

New-construction investor deals are underwritten to project cost and builder experience. These lenders advertise ground-up construction programs through the broker channel.

Matching wholesale lenders (59)

• American Heritage Lending — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)
• Anchor Loans — Ground-Up Construction, Thousand Oaks, CA (source checked 2026-07-26)
• Archwest Capital — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)
• ArcStone Financial — Ground-Up Construction, Dallas, TX (source checked 2026-07-26)
• Associated Bank Wholesale — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Assurance Financial — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Baker Collins & Co — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Boomerang Capital Partners — Ground-Up Construction, Mesa, AZ (source checked 2026-07-26)
• Builders Capital — Ground-Up Construction, Puyallup, WA (source checked 2026-07-26)
• Capital Fund I — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Center Street Lending — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Certain Lending — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Citizens Bank Wholesale — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Colony Bank — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Constructive Loans — Ground-Up Construction, Plano, TX (source checked 2026-07-26)
• CoreVest Finance — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)
• Crescent Mortgage — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Cross River Bank — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• CV3 Financial Services — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)
• Dominion Financial Services — Ground-Up Construction, Baltimore, MD (source checked 2026-07-26)
• Dunmor — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Easy Street Capital — Ground-Up Construction, Austin, TX (source checked 2026-07-26)
• Evergreen Home Loans — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Flatiron Realty Capital — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Genesis Capital — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)
• Global Integrity Finance — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• GO Mortgage TPO — Ground-Up Construction, Columbus, OH (source checked 2026-07-26)
• Groundfloor Lending — Ground-Up Construction, Atlanta, GA (source checked 2026-07-26)
• Hall Structured Finance — Ground-Up Construction, Dallas, TX (source checked 2026-07-26)
• HomeSpring Mortgage — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Idaho Central Credit Union — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Kiavi — Ground-Up Construction, San Francisco, CA (source checked 2026-07-26)
• LendingOne — Ground-Up Construction, Boca Raton, FL (source checked 2026-07-26)
• LendSure Mortgage Corp — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Lima One Capital — Ground-Up Construction, Greenville, SC (source checked 2026-07-26)
• Longhorn Investments — Ground-Up Construction, Dallas, TX (source checked 2026-07-26)
• Marquee Funding Group — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• North American Savings Bank — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Northern Bank — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Novus Home Mortgage — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• On Q Financial — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Park Place Finance — Ground-Up Construction, Austin, TX (source checked 2026-07-26)
• Pike Creek Mortgage — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Radius Financial Group — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• RCN Capital — Ground-Up Construction, South Windsor, CT (source checked 2026-07-26)
• Renovo Financial — Ground-Up Construction, Chicago, IL (source checked 2026-07-26)
• Roc360 / Roc Capital — Ground-Up Construction, New York, NY (source checked 2026-07-26)
• Simmons Bank — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Socotra Capital — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Streamline Funding — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Success Mortgage Partners — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Summit Funding — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Sunset Equity Funding — Ground-Up Construction, Los Angeles, CA (source checked 2026-07-26)
• Temple View Capital — Ground-Up Construction, Bethesda, MD (source checked 2026-07-26)
• Texana Bank — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Toorak Capital Partners — Ground-Up Construction, Summit, NJ (source checked 2026-07-26)
• Waterstone Mortgage — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Yieldi — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)
• Zeus Lending — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)

How to structure this scenario

• Loan-to-cost typically governs leverage more than loan-to-value on completed value.
• Ask for the draw schedule, inspection vendor, and average funding turn time.
• Entitlements and permits in hand shorten underwriting materially.

Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.

Wholesale program search · Wholesale Lender Directory