Wholesale lenders for first-time fix and flip investors
Experience tiers drive leverage on rehab lending. These lenders advertise fix and flip programs through the broker channel, including options that consider newer investors at reduced leverage.
WestOne Lending — Fix & Flip, Costa Mesa, CA (source checked 2026-07-26)
How to structure this scenario
Ask how experience is counted — completed flips, held rentals, or licensed GC background.
Purchase advance and rehab holdback are quoted separately; confirm the draw inspection turn time.
Extension terms matter more than rate on a short-term project loan.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.