Wholesale lenders for mixed-use and small multifamily Once commercial square footage or unit count exceeds agency limits, the deal moves to portfolio or small-balance commercial. These lenders advertise those products to brokers.
Matching wholesale lenders (263) United Wholesale Mortgage — DSCR, Pontiac, MI (source checked 2026-07-26)Kind Lending, LLC — DSCR, Santa Ana, CA (source checked 2026-07-26)OCMBC, Inc — DSCR, Irvine, CA (source checked 2026-07-26)OCMBC, Inc — Foreign National, Irvine, CA (source checked 2026-07-26)Plaza Home Mortgage, Inc. — DSCR, San Diego, CA (source checked 2026-07-26)Paramount Residential Mortgage Group — DSCR, Corona, CA (source checked 2026-07-26)Acra Lending — DSCR, Irvine, CA (source checked 2026-07-26)Acra Lending — Foreign National, Irvine, CA (source checked 2026-07-26)Acra Lending — Portfolio, Irvine, CA (source checked 2026-07-26)Acra Lending — Fix & Flip, Irvine, CA (source checked 2026-07-26)Acra Lending — Bridge, Irvine, CA (source checked 2026-07-26)A&D Mortgage, LLC — DSCR, Fort Lauderdale, FL (source checked 2026-07-26)A&D Mortgage, LLC — Foreign National, Fort Lauderdale, FL (source checked 2026-07-26)Orion Lending — DSCR, Orange, CA (source checked 2026-07-26)theLender — DSCR, Lake Forest, CA (source checked 2026-07-26)Change Lending — DSCR, Anaheim, CA (source checked 2026-07-26)Change Lending — Foreign National, Anaheim, CA (source checked 2026-07-26)Change Lending — Portfolio, Anaheim, CA (source checked 2026-07-26)NexBank — Portfolio, Dallas, TX (source checked 2026-07-26)Emporium TPO — DSCR, Frisco, TX (source checked 2026-07-26)American Heritage Lending — DSCR, Irvine, CA (source checked 2026-07-26)American Heritage Lending — Fix & Flip, Irvine, CA (source checked 2026-07-26)American Heritage Lending — Bridge, Irvine, CA (source checked 2026-07-26)American Heritage Lending — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)American Heritage Lending — Portfolio, Irvine, CA (source checked 2026-07-26)First National Bank of America — DSCR, East Lansing, MI (source checked 2026-07-26)First National Bank of America — Portfolio, East Lansing, MI (source checked 2026-07-26)First National Bank of America — Commercial, East Lansing, MI (source checked 2026-07-26)First National Bank of America — Mixed Use, East Lansing, MI (source checked 2026-07-26)Carrington Mortgage Services — DSCR, Anaheim, CA (source checked 2026-07-26)Carrington Mortgage Services — Portfolio, Anaheim, CA (source checked 2026-07-26)FundLoans — DSCR, San Diego, CA (source checked 2026-07-26)FundLoans — Foreign National, San Diego, CA (source checked 2026-07-26)Ameritrust Mortgage Corp. — DSCR, Tustin, CA (source checked 2026-07-26)21st Mortgage Corporation — Portfolio, Knoxville, TN (source checked 2026-07-26)Alma Bank — Portfolio, Astoria, NY (source checked 2026-07-26)Alma Bank — Mixed Use, Astoria, NY (source checked 2026-07-26)Alma Bank — Commercial, Astoria, NY (source checked 2026-07-26)Alma Bank — Foreign National, Astoria, NY (source checked 2026-07-26)AmeriSave Wholesale Mortgage Solutions — DSCR, Atlanta, GA (source checked 2026-07-26)AmWest Funding — DSCR, Irvine, CA (source checked 2026-07-26)Anchor Loans — Fix & Flip, Thousand Oaks, CA (source checked 2026-07-26)Anchor Loans — Bridge, Thousand Oaks, CA (source checked 2026-07-26)Anchor Loans — Ground-Up Construction, Thousand Oaks, CA (source checked 2026-07-26)Anchor Loans — DSCR, Thousand Oaks, CA (source checked 2026-07-26)Angel Oak Mortgage Solutions — DSCR, Atlanta, GA (source checked 2026-07-26)Angel Oak Mortgage Solutions — Foreign National, Atlanta, GA (source checked 2026-07-26)Angel Oak Mortgage Solutions — Portfolio, Atlanta, GA (source checked 2026-07-26)Arc Home — DSCR, Mount Laurel, NJ (source checked 2026-07-26)Archwest Capital — DSCR, Irvine, CA (source checked 2026-07-26)Archwest Capital — Bridge, Irvine, CA (source checked 2026-07-26)Archwest Capital — Fix & Flip, Irvine, CA (source checked 2026-07-26)Archwest Capital — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)Archwest Capital — Blanket / Portfolio Rental, Irvine, CA (source checked 2026-07-26)ArcStone Financial — DSCR, Dallas, TX (source checked 2026-07-26)ArcStone Financial — Fix & Flip, Dallas, TX (source checked 2026-07-26)ArcStone Financial — Bridge, Dallas, TX (source checked 2026-07-26)ArcStone Financial — Ground-Up Construction, Dallas, TX (source checked 2026-07-26)Axos Bank — Portfolio, San Diego, CA (source checked 2026-07-26)Axos Bank — DSCR, San Diego, CA (source checked 2026-07-26)Axos Bank — Commercial, San Diego, CA (source checked 2026-07-26)Axos Bank — Bridge, San Diego, CA (source checked 2026-07-26)Bancorp Bank Wholesale — Commercial, Wilmington, DE (source checked 2026-07-26)Bancorp Bank Wholesale — Bridge, Wilmington, DE (source checked 2026-07-26)Bancorp Bank Wholesale — Portfolio, Wilmington, DE (source checked 2026-07-26)Bank of England Mortgage Wholesale — Portfolio, England, AR (source checked 2026-07-26)Boomerang Capital Partners — Fix & Flip, Mesa, AZ (source checked 2026-07-26)Boomerang Capital Partners — Bridge, Mesa, AZ (source checked 2026-07-26)Boomerang Capital Partners — Ground-Up Construction, Mesa, AZ (source checked 2026-07-26)Builders Capital — Ground-Up Construction, Puyallup, WA (source checked 2026-07-26)Builders Capital — Bridge, Puyallup, WA (source checked 2026-07-26)Builders Capital — Commercial, Puyallup, WA (source checked 2026-07-26)Carrington Investor Advantage — DSCR, Anaheim, CA (source checked 2026-07-26)Carrington Investor Advantage — Blanket / Portfolio Rental, Anaheim, CA (source checked 2026-07-26)Carrington Investor Advantage — Portfolio, Anaheim, CA (source checked 2026-07-26)Champions Funding — DSCR, Gilbert, AZ (source checked 2026-07-26)Champions Funding — Foreign National, Gilbert, AZ (source checked 2026-07-26)Citadel Servicing Corporation — DSCR, Irvine, CA (source checked 2026-07-26)Citadel Servicing Corporation — Foreign National, Irvine, CA (source checked 2026-07-26)Citadel Servicing Corporation — Portfolio, Irvine, CA (source checked 2026-07-26)Civic Financial Services — DSCR, Redondo Beach, CA (source checked 2026-07-26)Civic Financial Services — Fix & Flip, Redondo Beach, CA (source checked 2026-07-26)Civic Financial Services — Bridge, Redondo Beach, CA (source checked 2026-07-26)Civic Financial Services — Blanket / Portfolio Rental, Redondo Beach, CA (source checked 2026-07-26)Civic Financial Services — Portfolio, Redondo Beach, CA (source checked 2026-07-26)ClearEdge Lending — DSCR, Irvine, CA (source checked 2026-07-26)ClearEdge Lending — Portfolio, Irvine, CA (source checked 2026-07-26)Constructive Loans — DSCR, Plano, TX (source checked 2026-07-26)Constructive Loans — Fix & Flip, Plano, TX (source checked 2026-07-26)Constructive Loans — Bridge, Plano, TX (source checked 2026-07-26)Constructive Loans — Blanket / Portfolio Rental, Plano, TX (source checked 2026-07-26)Constructive Loans — Ground-Up Construction, Plano, TX (source checked 2026-07-26)CoreVest Finance — DSCR, Irvine, CA (source checked 2026-07-26)CoreVest Finance — Blanket / Portfolio Rental, Irvine, CA (source checked 2026-07-26)CoreVest Finance — Bridge, Irvine, CA (source checked 2026-07-26)CoreVest Finance — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)CoreVest Finance — Commercial, Irvine, CA (source checked 2026-07-26)Cornerstone Capital Bank — Portfolio, Houston, TX (source checked 2026-07-26)CV3 Financial Services — DSCR, Irvine, CA (source checked 2026-07-26)CV3 Financial Services — Fix & Flip, Irvine, CA (source checked 2026-07-26)CV3 Financial Services — Bridge, Irvine, CA (source checked 2026-07-26)CV3 Financial Services — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)Deephaven Mortgage — DSCR, Charlotte, NC (source checked 2026-07-26)Deephaven Mortgage — Foreign National, Charlotte, NC (source checked 2026-07-26)Dominion Financial Services — Fix & Flip, Baltimore, MD (source checked 2026-07-26)Dominion Financial Services — Bridge, Baltimore, MD (source checked 2026-07-26)Dominion Financial Services — DSCR, Baltimore, MD (source checked 2026-07-26)Dominion Financial Services — Blanket / Portfolio Rental, Baltimore, MD (source checked 2026-07-26)Dominion Financial Services — Ground-Up Construction, Baltimore, MD (source checked 2026-07-26)Easy Street Capital — Fix & Flip, Austin, TX (source checked 2026-07-26)Easy Street Capital — Bridge, Austin, TX (source checked 2026-07-26)Easy Street Capital — DSCR, Austin, TX (source checked 2026-07-26)Easy Street Capital — Ground-Up Construction, Austin, TX (source checked 2026-07-26)Equity Prime Mortgage — DSCR, Atlanta, GA (source checked 2026-07-26)Excelerate Capital — DSCR, Irvine, CA (source checked 2026-07-26)Excelerate Capital — Foreign National, Irvine, CA (source checked 2026-07-26)Flagstar Bank — Portfolio, Hicksville, NY (source checked 2026-07-26)Foundation Mortgage — Foreign National, Miami Beach, FL (source checked 2026-07-26)Foundation Mortgage — DSCR, Miami Beach, FL (source checked 2026-07-26)Genesis Capital — Fix & Flip, Irvine, CA (source checked 2026-07-26)Genesis Capital — Bridge, Irvine, CA (source checked 2026-07-26)Genesis Capital — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)Genesis Capital — Blanket / Portfolio Rental, Irvine, CA (source checked 2026-07-26)GO Mortgage TPO — Ground-Up Construction, Columbus, OH (source checked 2026-07-26)GreenBox Loans — DSCR, Los Angeles, CA (source checked 2026-07-26)GreenBox Loans — Foreign National, Los Angeles, CA (source checked 2026-07-26)GreenBox Loans — Portfolio, Los Angeles, CA (source checked 2026-07-26)Griffin Funding — DSCR, San Diego, CA (source checked 2026-07-26)Groundfloor Lending — Fix & Flip, Atlanta, GA (source checked 2026-07-26)Groundfloor Lending — Bridge, Atlanta, GA (source checked 2026-07-26)Groundfloor Lending — Ground-Up Construction, Atlanta, GA (source checked 2026-07-26)Hall Structured Finance — Ground-Up Construction, Dallas, TX (source checked 2026-07-26)Hall Structured Finance — Commercial, Dallas, TX (source checked 2026-07-26)Hall Structured Finance — Bridge, Dallas, TX (source checked 2026-07-26)Hometown Equity Mortgage (HEM) — DSCR, Chesterfield, MO (source checked 2026-07-26)Hometown Equity Mortgage (HEM) — Foreign National, Chesterfield, MO (source checked 2026-07-26)Hometown Equity Mortgage (HEM) — Commercial, Chesterfield, MO (source checked 2026-07-26)Hometown Equity Mortgage (HEM) — Mixed Use, Chesterfield, MO (source checked 2026-07-26)HomeXpress Mortgage — DSCR, Santa Ana, CA (source checked 2026-07-26)HomeXpress Mortgage — Foreign National, Santa Ana, CA (source checked 2026-07-26)HomeXpress Mortgage — Portfolio, Santa Ana, CA (source checked 2026-07-26)Huntington Wholesale Mortgage — Portfolio, Columbus, OH (source checked 2026-07-26)JMAC Lending — DSCR, Santa Ana, CA (source checked 2026-07-26)Kiavi — Fix & Flip, San Francisco, CA (source checked 2026-07-26)Kiavi — Bridge, San Francisco, CA (source checked 2026-07-26)Kiavi — DSCR, San Francisco, CA (source checked 2026-07-26)Kiavi — Ground-Up Construction, San Francisco, CA (source checked 2026-07-26)Kiavi — Blanket / Portfolio Rental, San Francisco, CA (source checked 2026-07-26)Lake Michigan Credit Union Wholesale — Portfolio, Grand Rapids, MI (source checked 2026-07-26)Lakeview Loan Servicing / Bayview TPO — Portfolio, Coral Gables, FL (source checked 2026-07-26)LendingOne — DSCR, Boca Raton, FL (source checked 2026-07-26)LendingOne — Fix & Flip, Boca Raton, FL (source checked 2026-07-26)LendingOne — Bridge, Boca Raton, FL (source checked 2026-07-26)LendingOne — Ground-Up Construction, Boca Raton, FL (source checked 2026-07-26)LendingOne — Blanket / Portfolio Rental, Boca Raton, FL (source checked 2026-07-26)LendingOne — Portfolio, Boca Raton, FL (source checked 2026-07-26)LendSure Mortgage Corp. — DSCR, San Diego, CA (source checked 2026-07-26)LendSure Mortgage Corp. — Foreign National, San Diego, CA (source checked 2026-07-26)LendSure Mortgage Corp. — Fix & Flip, San Diego, CA (source checked 2026-07-26)Lima One Capital — Fix & Flip, Greenville, SC (source checked 2026-07-26)Lima One Capital — Bridge, Greenville, SC (source checked 2026-07-26)Lima One Capital — DSCR, Greenville, SC (source checked 2026-07-26)Lima One Capital — Ground-Up Construction, Greenville, SC (source checked 2026-07-26)Lima One Capital — Blanket / Portfolio Rental, Greenville, SC (source checked 2026-07-26)Lima One Capital — Commercial, Greenville, SC (source checked 2026-07-26)LoanStream Mortgage — DSCR, Irvine, CA (source checked 2026-07-26)LoanStream Mortgage — Foreign National, Irvine, CA (source checked 2026-07-26)LoanUnited Wholesale — DSCR, Boca Raton, FL (source checked 2026-07-26)Logan Finance — DSCR, Parsippany, NJ (source checked 2026-07-26)Logan Finance — Foreign National, Parsippany, NJ (source checked 2026-07-26)Longhorn Investments — Fix & Flip, Dallas, TX (source checked 2026-07-26)Longhorn Investments — Bridge, Dallas, TX (source checked 2026-07-26)Longhorn Investments — Ground-Up Construction, Dallas, TX (source checked 2026-07-26)Luxury Mortgage Corp — DSCR, Stamford, CT (source checked 2026-07-26)Luxury Mortgage Corp — Foreign National, Stamford, CT (source checked 2026-07-26)Mega Capital Funding — DSCR, Calabasas, CA (source checked 2026-07-26)Mega Capital Funding — Foreign National, Calabasas, CA (source checked 2026-07-26)Nations Direct Mortgage — DSCR, Lake Forest, CA (source checked 2026-07-26)Newfi Wholesale — DSCR, Emeryville, CA (source checked 2026-07-26)Northpointe Bank Wholesale — Portfolio, Grand Rapids, MI (source checked 2026-07-26)NQM Funding — DSCR, Fairfield, NJ (source checked 2026-07-26)NQM Funding — Foreign National, Fairfield, NJ (source checked 2026-07-26)Oaktree Funding — DSCR, Chandler, AZ (source checked 2026-07-26)Oaktree Funding — Foreign National, Chandler, AZ (source checked 2026-07-26)Onity Group (PHH) TPO — Portfolio, West Palm Beach, FL (source checked 2026-07-26)Park Place Finance — Fix & Flip, Austin, TX (source checked 2026-07-26)Park Place Finance — DSCR, Austin, TX (source checked 2026-07-26)Park Place Finance — Bridge, Austin, TX (source checked 2026-07-26)Park Place Finance — Ground-Up Construction, Austin, TX (source checked 2026-07-26)Point — Portfolio, Palo Alto, CA (source checked 2026-07-26)Quontic Bank — Portfolio, New York, NY (source checked 2026-07-26)Quontic Bank — DSCR, New York, NY (source checked 2026-07-26)Quorum Federal Credit Union — Portfolio, Purchase, NY (source checked 2026-07-26)Quorum Federal Credit Union — Mixed Use, Purchase, NY (source checked 2026-07-26)RCN Capital — Fix & Flip, South Windsor, CT (source checked 2026-07-26)RCN Capital — Bridge, South Windsor, CT (source checked 2026-07-26)RCN Capital — DSCR, South Windsor, CT (source checked 2026-07-26)RCN Capital — Ground-Up Construction, South Windsor, CT (source checked 2026-07-26)RCN Capital — Blanket / Portfolio Rental, South Windsor, CT (source checked 2026-07-26)Renovo Financial — Fix & Flip, Chicago, IL (source checked 2026-07-26)Renovo Financial — Bridge, Chicago, IL (source checked 2026-07-26)Renovo Financial — Ground-Up Construction, Chicago, IL (source checked 2026-07-26)Renovo Financial — DSCR, Chicago, IL (source checked 2026-07-26)Residential Capital Partners — Fix & Flip, Dallas, TX (source checked 2026-07-26)Residential Capital Partners — Bridge, Dallas, TX (source checked 2026-07-26)Ridgewood Savings Bank — Portfolio, Queens, NY (source checked 2026-07-26)Ridgewood Savings Bank — Mixed Use, Queens, NY (source checked 2026-07-26)Ridgewood Savings Bank — Commercial, Queens, NY (source checked 2026-07-26)Roc360 / Roc Capital — Fix & Flip, New York, NY (source checked 2026-07-26)Roc360 / Roc Capital — Bridge, New York, NY (source checked 2026-07-26)Roc360 / Roc Capital — DSCR, New York, NY (source checked 2026-07-26)Roc360 / Roc Capital — Ground-Up Construction, New York, NY (source checked 2026-07-26)Roc360 / Roc Capital — Blanket / Portfolio Rental, New York, NY (source checked 2026-07-26)Servbank — Portfolio, Tempe, AZ (source checked 2026-07-26)Shellpoint Mortgage Servicing TPO — Portfolio, Greenville, SC (source checked 2026-07-26)Silver Hill Funding — Commercial, Coral Gables, FL (source checked 2026-07-26)Silver Hill Funding — Mixed Use, Coral Gables, FL (source checked 2026-07-26)Silver Hill Funding — DSCR, Coral Gables, FL (source checked 2026-07-26)Silver Hill Funding — Portfolio, Coral Gables, FL (source checked 2026-07-26)Silver Hill Funding — Blanket / Portfolio Rental, Coral Gables, FL (source checked 2026-07-26)Solera National Bank — Portfolio, Lakewood, CO (source checked 2026-07-26)Solera National Bank — Commercial, Lakewood, CO (source checked 2026-07-26)Spring EQ Wholesale — Portfolio, Conshohocken, PA (source checked 2026-07-26)Sun West Mortgage Company — Commercial, Cerritos, CA (source checked 2026-07-26)Sunset Equity Funding — Fix & Flip, Los Angeles, CA (source checked 2026-07-26)Sunset Equity Funding — Bridge, Los Angeles, CA (source checked 2026-07-26)Sunset Equity Funding — DSCR, Los Angeles, CA (source checked 2026-07-26)Sunset Equity Funding — Commercial, Los Angeles, CA (source checked 2026-07-26)Sunset Equity Funding — Ground-Up Construction, Los Angeles, CA (source checked 2026-07-26)Temple View Capital — Fix & Flip, Bethesda, MD (source checked 2026-07-26)Temple View Capital — Bridge, Bethesda, MD (source checked 2026-07-26)Temple View Capital — DSCR, Bethesda, MD (source checked 2026-07-26)Temple View Capital — Ground-Up Construction, Bethesda, MD (source checked 2026-07-26)Temple View Capital — Foreign National, Bethesda, MD (source checked 2026-07-26)Templeton Financial Services — DSCR, Newport Beach, CA (source checked 2026-07-26)Templeton Financial Services — Bridge, Newport Beach, CA (source checked 2026-07-26)Templeton Financial Services — Portfolio, Newport Beach, CA (source checked 2026-07-26)The Federal Savings Bank Wholesale — Portfolio, Chicago, IL (source checked 2026-07-26)Third Federal Savings & Loan — Portfolio, Cleveland, OH (source checked 2026-07-26)Toorak Capital Partners — Bridge, Summit, NJ (source checked 2026-07-26)Toorak Capital Partners — Fix & Flip, Summit, NJ (source checked 2026-07-26)Toorak Capital Partners — DSCR, Summit, NJ (source checked 2026-07-26)Toorak Capital Partners — Ground-Up Construction, Summit, NJ (source checked 2026-07-26)Toorak Capital Partners — Commercial, Summit, NJ (source checked 2026-07-26)Triad Financial Services — Portfolio, Jacksonville, FL (source checked 2026-07-26)Unlock Technologies — Portfolio, Tempe, AZ (source checked 2026-07-26)Velocity Mortgage Capital — DSCR, Westlake Village, CA (source checked 2026-07-26)Velocity Mortgage Capital — Commercial, Westlake Village, CA (source checked 2026-07-26)Velocity Mortgage Capital — Mixed Use, Westlake Village, CA (source checked 2026-07-26)Velocity Mortgage Capital — Bridge, Westlake Village, CA (source checked 2026-07-26)Velocity Mortgage Capital — Portfolio, Westlake Village, CA (source checked 2026-07-26)Velocity Mortgage Capital — Blanket / Portfolio Rental, Westlake Village, CA (source checked 2026-07-26)Verus Mortgage Capital — DSCR, Washington, DC (source checked 2026-07-26)Verus Mortgage Capital — Foreign National, Washington, DC (source checked 2026-07-26)Verus Mortgage Capital — Portfolio, Washington, DC (source checked 2026-07-26)Verus Mortgage Capital — Blanket / Portfolio Rental, Washington, DC (source checked 2026-07-26)Visio Lending — DSCR, Austin, TX (source checked 2026-07-26)Visio Lending — Blanket / Portfolio Rental, Austin, TX (source checked 2026-07-26)Visio Lending — Portfolio, Austin, TX (source checked 2026-07-26)WestOne Lending — DSCR, Costa Mesa, CA (source checked 2026-07-26)WestOne Lending — Fix & Flip, Costa Mesa, CA (source checked 2026-07-26)WestOne Lending — Bridge, Costa Mesa, CA (source checked 2026-07-26)Windsor Mortgage Solutions — Portfolio, Overland Park, KS (source checked 2026-07-26)How to structure this scenario Confirm the maximum commercial square footage percentage allowed on mixed-use. Debt service coverage on the whole property, not the residential units alone, drives sizing. Recourse, reserves, and prepay are negotiated deal by deal at this level. Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
Wholesale program search · Wholesale Lender Directory
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