Wholesale lenders for jumbo asset depletion loans

Asset-rich borrowers with little documentable income can qualify from liquid reserves converted into a monthly income stream. These lenders advertise jumbo or asset-qualifier programs to brokers.

Matching wholesale lenders (317)

• United Wholesale Mortgage — Jumbo, Pontiac, MI (source checked 2026-07-26)
• United Wholesale Mortgage — Non-QM, Pontiac, MI (source checked 2026-07-26)
• Rocket Pro TPO — Jumbo, Detroit, MI (source checked 2026-07-26)
• Pennymac — Jumbo, Westlake Village, CA (source checked 2026-07-26)
• Kind Lending, LLC — Jumbo, Santa Ana, CA (source checked 2026-07-26)
• Kind Lending, LLC — Non-QM, Santa Ana, CA (source checked 2026-07-26)
• Newrez LLC — Jumbo, Fort Washington, PA (source checked 2026-07-26)
• Newrez LLC — Non-QM, Fort Washington, PA (source checked 2026-07-26)
• OCMBC, Inc — Non-QM, Irvine, CA (source checked 2026-07-26)
• OCMBC, Inc — Foreign National, Irvine, CA (source checked 2026-07-26)
• OCMBC, Inc — Jumbo, Irvine, CA (source checked 2026-07-26)
• Plaza Home Mortgage, Inc. — Jumbo, San Diego, CA (source checked 2026-07-26)
• Plaza Home Mortgage, Inc. — Non-QM, San Diego, CA (source checked 2026-07-26)
• Plaza Home Mortgage, Inc. — Reverse Mortgage, San Diego, CA (source checked 2026-07-26)
• Paramount Residential Mortgage Group — Jumbo, Corona, CA (source checked 2026-07-26)
• Paramount Residential Mortgage Group — Non-QM, Corona, CA (source checked 2026-07-26)
• Acra Lending — Non-QM, Irvine, CA (source checked 2026-07-26)
• Acra Lending — Foreign National, Irvine, CA (source checked 2026-07-26)
• Acra Lending — Asset Depletion, Irvine, CA (source checked 2026-07-26)
• Acra Lending — Jumbo, Irvine, CA (source checked 2026-07-26)
• Acra Lending — Portfolio, Irvine, CA (source checked 2026-07-26)
• Acra Lending — Fix & Flip, Irvine, CA (source checked 2026-07-26)
• Acra Lending — Bridge, Irvine, CA (source checked 2026-07-26)
• A&D Mortgage, LLC — Non-QM, Fort Lauderdale, FL (source checked 2026-07-26)
• A&D Mortgage, LLC — Foreign National, Fort Lauderdale, FL (source checked 2026-07-26)
• A&D Mortgage, LLC — Jumbo, Fort Lauderdale, FL (source checked 2026-07-26)
• CMG Home Loans — Jumbo, San Ramon, CA (source checked 2026-07-26)
• Orion Lending — Jumbo, Orange, CA (source checked 2026-07-26)
• Orion Lending — Non-QM, Orange, CA (source checked 2026-07-26)
• theLender — Non-QM, Lake Forest, CA (source checked 2026-07-26)
• Change Lending — Non-QM, Anaheim, CA (source checked 2026-07-26)
• Change Lending — Foreign National, Anaheim, CA (source checked 2026-07-26)
• Change Lending — Jumbo, Anaheim, CA (source checked 2026-07-26)
• Change Lending — Portfolio, Anaheim, CA (source checked 2026-07-26)
• NexBank — Jumbo, Dallas, TX (source checked 2026-07-26)
• NexBank — Portfolio, Dallas, TX (source checked 2026-07-26)
• NexBank — Non-QM, Dallas, TX (source checked 2026-07-26)
• Emporium TPO — Jumbo, Frisco, TX (source checked 2026-07-26)
• Emporium TPO — Non-QM, Frisco, TX (source checked 2026-07-26)
• First Community Mortgage — Jumbo, Murfreesboro, TN (source checked 2026-07-26)
• American Heritage Lending — Non-QM, Irvine, CA (source checked 2026-07-26)
• American Heritage Lending — Fix & Flip, Irvine, CA (source checked 2026-07-26)
• American Heritage Lending — Bridge, Irvine, CA (source checked 2026-07-26)
• American Heritage Lending — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)
• American Heritage Lending — Portfolio, Irvine, CA (source checked 2026-07-26)
• First National Bank of America — Non-QM, East Lansing, MI (source checked 2026-07-26)
• First National Bank of America — Portfolio, East Lansing, MI (source checked 2026-07-26)
• Carrington Mortgage Services — Non-QM, Anaheim, CA (source checked 2026-07-26)
• Carrington Mortgage Services — Portfolio, Anaheim, CA (source checked 2026-07-26)
• FundLoans — Jumbo, San Diego, CA (source checked 2026-07-26)
• FundLoans — Non-QM, San Diego, CA (source checked 2026-07-26)
• FundLoans — Asset Depletion, San Diego, CA (source checked 2026-07-26)
• FundLoans — Foreign National, San Diego, CA (source checked 2026-07-26)
• Mutual of Omaha Mortgage, Inc. — Jumbo, San Diego, CA (source checked 2026-07-26)
• Mutual of Omaha Mortgage, Inc. — Reverse Mortgage, San Diego, CA (source checked 2026-07-26)
• Mutual of Omaha Mortgage, Inc. — Non-QM, San Diego, CA (source checked 2026-07-26)
• Price Mortgage, LLC — Jumbo, Gilbert, AZ (source checked 2026-07-26)
• FBC Mortgage, LLC — Jumbo, Orlando, FL (source checked 2026-07-26)
• Ameritrust Mortgage Corp. — Jumbo, Tustin, CA (source checked 2026-07-26)
• Ameritrust Mortgage Corp. — Non-QM, Tustin, CA (source checked 2026-07-26)
• 21st Mortgage Corporation — Portfolio, Knoxville, TN (source checked 2026-07-26)
• AFR Wholesale — Non-QM, Mount Laurel, NJ (source checked 2026-07-26)
• Alma Bank — Portfolio, Astoria, NY (source checked 2026-07-26)
• Alma Bank — Foreign National, Astoria, NY (source checked 2026-07-26)
• AmeriSave Wholesale Mortgage Solutions — Jumbo, Atlanta, GA (source checked 2026-07-26)
• AmeriSave Wholesale Mortgage Solutions — Non-QM, Atlanta, GA (source checked 2026-07-26)
• AmWest Funding — Jumbo, Irvine, CA (source checked 2026-07-26)
• AmWest Funding — Non-QM, Irvine, CA (source checked 2026-07-26)
• Anchor Loans — Fix & Flip, Thousand Oaks, CA (source checked 2026-07-26)
• Anchor Loans — Bridge, Thousand Oaks, CA (source checked 2026-07-26)
• Anchor Loans — Ground-Up Construction, Thousand Oaks, CA (source checked 2026-07-26)
• Angel Oak Mortgage Solutions — Non-QM, Atlanta, GA (source checked 2026-07-26)
• Angel Oak Mortgage Solutions — Asset Depletion, Atlanta, GA (source checked 2026-07-26)
• Angel Oak Mortgage Solutions — Foreign National, Atlanta, GA (source checked 2026-07-26)
• Angel Oak Mortgage Solutions — Jumbo, Atlanta, GA (source checked 2026-07-26)
• Angel Oak Mortgage Solutions — Portfolio, Atlanta, GA (source checked 2026-07-26)
• Arc Home — Jumbo, Mount Laurel, NJ (source checked 2026-07-26)
• Arc Home — Non-QM, Mount Laurel, NJ (source checked 2026-07-26)
• Arc Home — Asset Depletion, Mount Laurel, NJ (source checked 2026-07-26)
• Archwest Capital — Bridge, Irvine, CA (source checked 2026-07-26)
• Archwest Capital — Fix & Flip, Irvine, CA (source checked 2026-07-26)
• Archwest Capital — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)
• ArcStone Financial — Fix & Flip, Dallas, TX (source checked 2026-07-26)
• ArcStone Financial — Bridge, Dallas, TX (source checked 2026-07-26)
• ArcStone Financial — Ground-Up Construction, Dallas, TX (source checked 2026-07-26)
• Atlantic Bay Mortgage Group Wholesale — Jumbo, Virginia Beach, VA (source checked 2026-07-26)
• Axos Bank — Jumbo, San Diego, CA (source checked 2026-07-26)
• Axos Bank — Portfolio, San Diego, CA (source checked 2026-07-26)
• Axos Bank — Non-QM, San Diego, CA (source checked 2026-07-26)
• Axos Bank — Bridge, San Diego, CA (source checked 2026-07-26)
• Bancorp Bank Wholesale — Bridge, Wilmington, DE (source checked 2026-07-26)
• Bancorp Bank Wholesale — Portfolio, Wilmington, DE (source checked 2026-07-26)
• Bank of England Mortgage Wholesale — Jumbo, England, AR (source checked 2026-07-26)
• Bank of England Mortgage Wholesale — Non-QM, England, AR (source checked 2026-07-26)
• Bank of England Mortgage Wholesale — Portfolio, England, AR (source checked 2026-07-26)
• Boomerang Capital Partners — Fix & Flip, Mesa, AZ (source checked 2026-07-26)
• Boomerang Capital Partners — Bridge, Mesa, AZ (source checked 2026-07-26)
• Boomerang Capital Partners — Ground-Up Construction, Mesa, AZ (source checked 2026-07-26)
• Builders Capital — Ground-Up Construction, Puyallup, WA (source checked 2026-07-26)
• Builders Capital — Bridge, Puyallup, WA (source checked 2026-07-26)
• Cardinal Financial — Jumbo, Charlotte, NC (source checked 2026-07-26)
• Cardinal Financial — Non-QM, Charlotte, NC (source checked 2026-07-26)
• Carrington Investor Advantage — Portfolio, Anaheim, CA (source checked 2026-07-26)
• Champions Funding — Non-QM, Gilbert, AZ (source checked 2026-07-26)
• Champions Funding — Foreign National, Gilbert, AZ (source checked 2026-07-26)
• Champions Funding — Jumbo, Gilbert, AZ (source checked 2026-07-26)
• Citadel Servicing Corporation — Non-QM, Irvine, CA (source checked 2026-07-26)
• Citadel Servicing Corporation — Foreign National, Irvine, CA (source checked 2026-07-26)
• Citadel Servicing Corporation — Portfolio, Irvine, CA (source checked 2026-07-26)
• Citywide Home Loans — Jumbo, Sandy, UT (source checked 2026-07-26)
• Civic Financial Services — Fix & Flip, Redondo Beach, CA (source checked 2026-07-26)
• Civic Financial Services — Bridge, Redondo Beach, CA (source checked 2026-07-26)
• Civic Financial Services — Portfolio, Redondo Beach, CA (source checked 2026-07-26)
• ClearEdge Lending — Non-QM, Irvine, CA (source checked 2026-07-26)
• ClearEdge Lending — Jumbo, Irvine, CA (source checked 2026-07-26)
• ClearEdge Lending — Portfolio, Irvine, CA (source checked 2026-07-26)
• Constructive Loans — Fix & Flip, Plano, TX (source checked 2026-07-26)
• Constructive Loans — Bridge, Plano, TX (source checked 2026-07-26)
• Constructive Loans — Ground-Up Construction, Plano, TX (source checked 2026-07-26)
• CoreVest Finance — Bridge, Irvine, CA (source checked 2026-07-26)
• CoreVest Finance — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)
• Cornerstone Capital Bank — Jumbo, Houston, TX (source checked 2026-07-26)
• Cornerstone Capital Bank — Portfolio, Houston, TX (source checked 2026-07-26)
• CrossCountry Mortgage Wholesale — Jumbo, Cleveland, OH (source checked 2026-07-26)
• CrossCountry Mortgage Wholesale — Non-QM, Cleveland, OH (source checked 2026-07-26)
• CV3 Financial Services — Fix & Flip, Irvine, CA (source checked 2026-07-26)
• CV3 Financial Services — Bridge, Irvine, CA (source checked 2026-07-26)
• CV3 Financial Services — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)
• Deephaven Mortgage — Non-QM, Charlotte, NC (source checked 2026-07-26)
• Deephaven Mortgage — Asset Depletion, Charlotte, NC (source checked 2026-07-26)
• Deephaven Mortgage — Foreign National, Charlotte, NC (source checked 2026-07-26)
• Deephaven Mortgage — Jumbo, Charlotte, NC (source checked 2026-07-26)
• Dominion Financial Services — Fix & Flip, Baltimore, MD (source checked 2026-07-26)
• Dominion Financial Services — Bridge, Baltimore, MD (source checked 2026-07-26)
• Dominion Financial Services — Ground-Up Construction, Baltimore, MD (source checked 2026-07-26)
• Easy Street Capital — Fix & Flip, Austin, TX (source checked 2026-07-26)
• Easy Street Capital — Bridge, Austin, TX (source checked 2026-07-26)
• Easy Street Capital — Ground-Up Construction, Austin, TX (source checked 2026-07-26)
• Equity Prime Mortgage — Non-QM, Atlanta, GA (source checked 2026-07-26)
• Excelerate Capital — Non-QM, Irvine, CA (source checked 2026-07-26)
• Excelerate Capital — Foreign National, Irvine, CA (source checked 2026-07-26)
• Excelerate Capital — Jumbo, Irvine, CA (source checked 2026-07-26)
• Finance of America Reverse — Reverse Mortgage, Plano, TX (source checked 2026-07-26)
• First Colony Mortgage TPO — Jumbo, Provo, UT (source checked 2026-07-26)
• First Federal Bank TPO — Jumbo, Lake City, FL (source checked 2026-07-26)
• First Savings Bank Wholesale — Reverse Mortgage, Jeffersonville, IN (source checked 2026-07-26)
• Flagstar Bank — Jumbo, Hicksville, NY (source checked 2026-07-26)
• Flagstar Bank — Portfolio, Hicksville, NY (source checked 2026-07-26)
• Foundation Mortgage — Non-QM, Miami Beach, FL (source checked 2026-07-26)
• Foundation Mortgage — Foreign National, Miami Beach, FL (source checked 2026-07-26)
• Foundation Mortgage — Jumbo, Miami Beach, FL (source checked 2026-07-26)
• Freedom Mortgage TPO — Jumbo, Boca Raton, FL (source checked 2026-07-26)
• Gateway First Bank TPO — Jumbo, Jenks, OK (source checked 2026-07-26)
• Genesis Capital — Fix & Flip, Irvine, CA (source checked 2026-07-26)
• Genesis Capital — Bridge, Irvine, CA (source checked 2026-07-26)
• Genesis Capital — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)
• GMFS Mortgage LLC — Jumbo, Baton Rouge, LA (source checked 2026-07-26)
• GO Mortgage TPO — Ground-Up Construction, Columbus, OH (source checked 2026-07-26)
• GreenBox Loans — Non-QM, Los Angeles, CA (source checked 2026-07-26)
• GreenBox Loans — Foreign National, Los Angeles, CA (source checked 2026-07-26)
• GreenBox Loans — Portfolio, Los Angeles, CA (source checked 2026-07-26)
• Griffin Funding — Non-QM, San Diego, CA (source checked 2026-07-26)
• Griffin Funding — Asset Depletion, San Diego, CA (source checked 2026-07-26)
• Griffin Funding — Jumbo, San Diego, CA (source checked 2026-07-26)
• Groundfloor Lending — Fix & Flip, Atlanta, GA (source checked 2026-07-26)
• Groundfloor Lending — Bridge, Atlanta, GA (source checked 2026-07-26)
• Groundfloor Lending — Ground-Up Construction, Atlanta, GA (source checked 2026-07-26)
• Guild Mortgage Wholesale — Jumbo, San Diego, CA (source checked 2026-07-26)
• Guild Mortgage Wholesale — Reverse Mortgage, San Diego, CA (source checked 2026-07-26)
• Hall Structured Finance — Ground-Up Construction, Dallas, TX (source checked 2026-07-26)
• Hall Structured Finance — Bridge, Dallas, TX (source checked 2026-07-26)
• Hometown Equity Mortgage (HEM) — Non-QM, Chesterfield, MO (source checked 2026-07-26)
• Hometown Equity Mortgage (HEM) — Foreign National, Chesterfield, MO (source checked 2026-07-26)
• HomeTrust Mortgage — Jumbo, Houston, TX (source checked 2026-07-26)
• HomeXpress Mortgage — Non-QM, Santa Ana, CA (source checked 2026-07-26)
• HomeXpress Mortgage — Foreign National, Santa Ana, CA (source checked 2026-07-26)
• HomeXpress Mortgage — Jumbo, Santa Ana, CA (source checked 2026-07-26)
• HomeXpress Mortgage — Portfolio, Santa Ana, CA (source checked 2026-07-26)
• Huntington Wholesale Mortgage — Jumbo, Columbus, OH (source checked 2026-07-26)
• Huntington Wholesale Mortgage — Portfolio, Columbus, OH (source checked 2026-07-26)
• JMAC Lending — Jumbo, Santa Ana, CA (source checked 2026-07-26)
• JMAC Lending — Non-QM, Santa Ana, CA (source checked 2026-07-26)
• Kiavi — Fix & Flip, San Francisco, CA (source checked 2026-07-26)
• Kiavi — Bridge, San Francisco, CA (source checked 2026-07-26)
• Kiavi — Ground-Up Construction, San Francisco, CA (source checked 2026-07-26)
• Lake Michigan Credit Union Wholesale — Jumbo, Grand Rapids, MI (source checked 2026-07-26)
• Lake Michigan Credit Union Wholesale — Portfolio, Grand Rapids, MI (source checked 2026-07-26)
• Lakeview Loan Servicing / Bayview TPO — Portfolio, Coral Gables, FL (source checked 2026-07-26)
• Land Home Financial Services Wholesale — Jumbo, Concord, CA (source checked 2026-07-26)
• LendingOne — Fix & Flip, Boca Raton, FL (source checked 2026-07-26)
• LendingOne — Bridge, Boca Raton, FL (source checked 2026-07-26)
• LendingOne — Ground-Up Construction, Boca Raton, FL (source checked 2026-07-26)
• LendingOne — Portfolio, Boca Raton, FL (source checked 2026-07-26)
• LendSure Mortgage Corp. — Non-QM, San Diego, CA (source checked 2026-07-26)
• LendSure Mortgage Corp. — Asset Depletion, San Diego, CA (source checked 2026-07-26)
• LendSure Mortgage Corp. — Foreign National, San Diego, CA (source checked 2026-07-26)
• LendSure Mortgage Corp. — Jumbo, San Diego, CA (source checked 2026-07-26)
• LendSure Mortgage Corp. — Fix & Flip, San Diego, CA (source checked 2026-07-26)
• Liberty Reverse Mortgage — Reverse Mortgage, Sacramento, CA (source checked 2026-07-26)
• Lima One Capital — Fix & Flip, Greenville, SC (source checked 2026-07-26)
• Lima One Capital — Bridge, Greenville, SC (source checked 2026-07-26)
• Lima One Capital — Ground-Up Construction, Greenville, SC (source checked 2026-07-26)
• Loan Simple Wholesale — Jumbo, Centennial, CO (source checked 2026-07-26)
• LoanStream Mortgage — Non-QM, Irvine, CA (source checked 2026-07-26)
• LoanStream Mortgage — Foreign National, Irvine, CA (source checked 2026-07-26)
• LoanStream Mortgage — Jumbo, Irvine, CA (source checked 2026-07-26)
• LoanUnited Wholesale — Non-QM, Boca Raton, FL (source checked 2026-07-26)
• Logan Finance — Non-QM, Parsippany, NJ (source checked 2026-07-26)
• Logan Finance — Asset Depletion, Parsippany, NJ (source checked 2026-07-26)
• Logan Finance — Foreign National, Parsippany, NJ (source checked 2026-07-26)
• Logan Finance — Jumbo, Parsippany, NJ (source checked 2026-07-26)
• Longbridge Financial — Reverse Mortgage, Mahwah, NJ (source checked 2026-07-26)
• Longhorn Investments — Fix & Flip, Dallas, TX (source checked 2026-07-26)
• Longhorn Investments — Bridge, Dallas, TX (source checked 2026-07-26)
• Longhorn Investments — Ground-Up Construction, Dallas, TX (source checked 2026-07-26)
• Luxury Mortgage Corp — Jumbo, Stamford, CT (source checked 2026-07-26)
• Luxury Mortgage Corp — Non-QM, Stamford, CT (source checked 2026-07-26)
• Luxury Mortgage Corp — Asset Depletion, Stamford, CT (source checked 2026-07-26)
• Luxury Mortgage Corp — Foreign National, Stamford, CT (source checked 2026-07-26)
• Mega Capital Funding — Jumbo, Calabasas, CA (source checked 2026-07-26)
• Mega Capital Funding — Non-QM, Calabasas, CA (source checked 2026-07-26)
• Mega Capital Funding — Foreign National, Calabasas, CA (source checked 2026-07-26)
• Midwest Equity Mortgage — Jumbo, Oakbrook Terrace, IL (source checked 2026-07-26)
• Mortgage Equity Partners — Jumbo, Danvers, MA (source checked 2026-07-26)
• MortgageRight Wholesale — Jumbo, Birmingham, AL (source checked 2026-07-26)
• MortgageRight Wholesale — Non-QM, Birmingham, AL (source checked 2026-07-26)
• Movement Mortgage TPO — Jumbo, Indian Land, SC (source checked 2026-07-26)
• Nations Direct Mortgage — Non-QM, Lake Forest, CA (source checked 2026-07-26)
• Nations Direct Mortgage — Jumbo, Lake Forest, CA (source checked 2026-07-26)
• Newfi Wholesale — Non-QM, Emeryville, CA (source checked 2026-07-26)
• Newfi Wholesale — Asset Depletion, Emeryville, CA (source checked 2026-07-26)
• Newfi Wholesale — Jumbo, Emeryville, CA (source checked 2026-07-26)
• Northpointe Bank Wholesale — Jumbo, Grand Rapids, MI (source checked 2026-07-26)
• Northpointe Bank Wholesale — Portfolio, Grand Rapids, MI (source checked 2026-07-26)
• NQM Funding — Non-QM, Fairfield, NJ (source checked 2026-07-26)
• NQM Funding — Asset Depletion, Fairfield, NJ (source checked 2026-07-26)
• NQM Funding — Foreign National, Fairfield, NJ (source checked 2026-07-26)
• NQM Funding — Jumbo, Fairfield, NJ (source checked 2026-07-26)
• Oaktree Funding — Non-QM, Chandler, AZ (source checked 2026-07-26)
• Oaktree Funding — Asset Depletion, Chandler, AZ (source checked 2026-07-26)
• Oaktree Funding — Foreign National, Chandler, AZ (source checked 2026-07-26)
• Oaktree Funding — Jumbo, Chandler, AZ (source checked 2026-07-26)
• Onity Group (PHH) TPO — Reverse Mortgage, West Palm Beach, FL (source checked 2026-07-26)
• Onity Group (PHH) TPO — Portfolio, West Palm Beach, FL (source checked 2026-07-26)
• Pacific Residential Mortgage — Jumbo, Lake Oswego, OR (source checked 2026-07-26)
• Park Place Finance — Fix & Flip, Austin, TX (source checked 2026-07-26)
• Park Place Finance — Bridge, Austin, TX (source checked 2026-07-26)
• Park Place Finance — Ground-Up Construction, Austin, TX (source checked 2026-07-26)
• Planet Home Lending — Jumbo, Meriden, CT (source checked 2026-07-26)
• Point — Portfolio, Palo Alto, CA (source checked 2026-07-26)
• Prosperity Home Mortgage — Jumbo, Chantilly, VA (source checked 2026-07-26)
• Provident Funding Associates — Jumbo, Santa Rosa, CA (source checked 2026-07-26)
• Quontic Bank — Non-QM, New York, NY (source checked 2026-07-26)
• Quontic Bank — Portfolio, New York, NY (source checked 2026-07-26)
• Quorum Federal Credit Union — Portfolio, Purchase, NY (source checked 2026-07-26)
• Quorum Federal Credit Union — Jumbo, Purchase, NY (source checked 2026-07-26)
• RCN Capital — Fix & Flip, South Windsor, CT (source checked 2026-07-26)
• RCN Capital — Bridge, South Windsor, CT (source checked 2026-07-26)
• RCN Capital — Ground-Up Construction, South Windsor, CT (source checked 2026-07-26)
• REMN Wholesale — Jumbo, Iselin, NJ (source checked 2026-07-26)
• Renovo Financial — Fix & Flip, Chicago, IL (source checked 2026-07-26)
• Renovo Financial — Bridge, Chicago, IL (source checked 2026-07-26)
• Renovo Financial — Ground-Up Construction, Chicago, IL (source checked 2026-07-26)
• Residential Capital Partners — Fix & Flip, Dallas, TX (source checked 2026-07-26)
• Residential Capital Partners — Bridge, Dallas, TX (source checked 2026-07-26)
• Ridgewood Savings Bank — Portfolio, Queens, NY (source checked 2026-07-26)
• Ridgewood Savings Bank — Jumbo, Queens, NY (source checked 2026-07-26)
• Roc360 / Roc Capital — Fix & Flip, New York, NY (source checked 2026-07-26)
• Roc360 / Roc Capital — Bridge, New York, NY (source checked 2026-07-26)
• Roc360 / Roc Capital — Ground-Up Construction, New York, NY (source checked 2026-07-26)
• Servbank — Portfolio, Tempe, AZ (source checked 2026-07-26)
• Shellpoint Mortgage Servicing TPO — Portfolio, Greenville, SC (source checked 2026-07-26)
• Sierra Pacific Mortgage — Jumbo, Folsom, CA (source checked 2026-07-26)
• Silver Hill Funding — Portfolio, Coral Gables, FL (source checked 2026-07-26)
• Smartfi Home Loans — Reverse Mortgage, Tulsa, OK (source checked 2026-07-26)
• Solera National Bank — Jumbo, Lakewood, CO (source checked 2026-07-26)
• Solera National Bank — Portfolio, Lakewood, CO (source checked 2026-07-26)
• Spring EQ Wholesale — Portfolio, Conshohocken, PA (source checked 2026-07-26)
• Sun West Mortgage Company — Reverse Mortgage, Cerritos, CA (source checked 2026-07-26)
• Sun West Mortgage Company — Non-QM, Cerritos, CA (source checked 2026-07-26)
• Sunset Equity Funding — Fix & Flip, Los Angeles, CA (source checked 2026-07-26)
• Sunset Equity Funding — Bridge, Los Angeles, CA (source checked 2026-07-26)
• Sunset Equity Funding — Ground-Up Construction, Los Angeles, CA (source checked 2026-07-26)
• Supreme Lending — Jumbo, Dallas, TX (source checked 2026-07-26)
• Temple View Capital — Fix & Flip, Bethesda, MD (source checked 2026-07-26)
• Temple View Capital — Bridge, Bethesda, MD (source checked 2026-07-26)
• Temple View Capital — Ground-Up Construction, Bethesda, MD (source checked 2026-07-26)
• Temple View Capital — Foreign National, Bethesda, MD (source checked 2026-07-26)
• Templeton Financial Services — Non-QM, Newport Beach, CA (source checked 2026-07-26)
• Templeton Financial Services — Bridge, Newport Beach, CA (source checked 2026-07-26)
• Templeton Financial Services — Portfolio, Newport Beach, CA (source checked 2026-07-26)
• The Federal Savings Bank Wholesale — Jumbo, Chicago, IL (source checked 2026-07-26)
• The Federal Savings Bank Wholesale — Portfolio, Chicago, IL (source checked 2026-07-26)
• The Loan Store — Jumbo, Tucson, AZ (source checked 2026-07-26)
• The Loan Store — Non-QM, Tucson, AZ (source checked 2026-07-26)
• Third Federal Savings & Loan — Portfolio, Cleveland, OH (source checked 2026-07-26)
• Toorak Capital Partners — Bridge, Summit, NJ (source checked 2026-07-26)
• Toorak Capital Partners — Fix & Flip, Summit, NJ (source checked 2026-07-26)
• Toorak Capital Partners — Ground-Up Construction, Summit, NJ (source checked 2026-07-26)
• Towne Mortgage Company TPO — Non-QM, Troy, MI (source checked 2026-07-26)
• Triad Financial Services — Portfolio, Jacksonville, FL (source checked 2026-07-26)
• Union Home Mortgage — Jumbo, Strongsville, OH (source checked 2026-07-26)
• Unlock Technologies — Portfolio, Tempe, AZ (source checked 2026-07-26)
• V.I.P. Mortgage, Inc. — Jumbo, Scottsdale, AZ (source checked 2026-07-26)
• Velocity Mortgage Capital — Bridge, Westlake Village, CA (source checked 2026-07-26)
• Velocity Mortgage Capital — Portfolio, Westlake Village, CA (source checked 2026-07-26)
• Verus Mortgage Capital — Non-QM, Washington, DC (source checked 2026-07-26)
• Verus Mortgage Capital — Asset Depletion, Washington, DC (source checked 2026-07-26)
• Verus Mortgage Capital — Foreign National, Washington, DC (source checked 2026-07-26)
• Verus Mortgage Capital — Jumbo, Washington, DC (source checked 2026-07-26)
• Verus Mortgage Capital — Portfolio, Washington, DC (source checked 2026-07-26)
• Visio Lending — Portfolio, Austin, TX (source checked 2026-07-26)
• WestOne Lending — Non-QM, Costa Mesa, CA (source checked 2026-07-26)
• WestOne Lending — Fix & Flip, Costa Mesa, CA (source checked 2026-07-26)
• WestOne Lending — Bridge, Costa Mesa, CA (source checked 2026-07-26)
• Windsor Mortgage Solutions — Jumbo, Overland Park, KS (source checked 2026-07-26)
• Windsor Mortgage Solutions — Portfolio, Overland Park, KS (source checked 2026-07-26)

How to structure this scenario

• Divisor terms differ widely — 60, 84, or 120 months changes qualifying income dramatically.
• Ask which accounts count and at what haircut for retirement and brokerage balances.
• Assets used for qualification usually cannot double as reserves.

Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.

Wholesale program search · Wholesale Lender Directory