Wholesale lenders for jumbo asset depletion loans Asset-rich borrowers with little documentable income can qualify from liquid reserves converted into a monthly income stream. These lenders advertise jumbo or asset-qualifier programs to brokers.
Matching wholesale lenders (551) United Wholesale Mortgage — Jumbo, Pontiac, MI (source checked 2026-07-26)United Wholesale Mortgage — Non-QM, Pontiac, MI (source checked 2026-07-26)Rocket Pro TPO — Jumbo, Detroit, MI (source checked 2026-07-26)Pennymac — Jumbo, Westlake Village, CA (source checked 2026-07-26)Kind Lending, LLC — Jumbo, Santa Ana, CA (source checked 2026-07-26)Kind Lending, LLC — Non-QM, Santa Ana, CA (source checked 2026-07-26)Newrez LLC — Jumbo, Fort Washington, PA (source checked 2026-07-26)Newrez LLC — Non-QM, Fort Washington, PA (source checked 2026-07-26)OCMBC, Inc — Non-QM, Irvine, CA (source checked 2026-07-26)OCMBC, Inc — Foreign National, Irvine, CA (source checked 2026-07-26)OCMBC, Inc — Jumbo, Irvine, CA (source checked 2026-07-26)Plaza Home Mortgage, Inc. — Jumbo, San Diego, CA (source checked 2026-07-26)Plaza Home Mortgage, Inc. — Non-QM, San Diego, CA (source checked 2026-07-26)Plaza Home Mortgage, Inc. — Reverse Mortgage, San Diego, CA (source checked 2026-07-26)Paramount Residential Mortgage Group — Jumbo, Corona, CA (source checked 2026-07-26)Paramount Residential Mortgage Group — Non-QM, Corona, CA (source checked 2026-07-26)Acra Lending — Non-QM, Irvine, CA (source checked 2026-07-26)Acra Lending — Foreign National, Irvine, CA (source checked 2026-07-26)Acra Lending — Asset Depletion, Irvine, CA (source checked 2026-07-26)Acra Lending — Jumbo, Irvine, CA (source checked 2026-07-26)Acra Lending — Portfolio, Irvine, CA (source checked 2026-07-26)Acra Lending — Fix & Flip, Irvine, CA (source checked 2026-07-26)Acra Lending — Bridge, Irvine, CA (source checked 2026-07-26)A&D Mortgage, LLC — Non-QM, Fort Lauderdale, FL (source checked 2026-07-26)A&D Mortgage, LLC — Foreign National, Fort Lauderdale, FL (source checked 2026-07-26)A&D Mortgage, LLC — Jumbo, Fort Lauderdale, FL (source checked 2026-07-26)CMG Home Loans — Jumbo, San Ramon, CA (source checked 2026-07-26)Orion Lending — Jumbo, Orange, CA (source checked 2026-07-26)Orion Lending — Non-QM, Orange, CA (source checked 2026-07-26)theLender — Non-QM, Lake Forest, CA (source checked 2026-07-26)Change Lending — Non-QM, Anaheim, CA (source checked 2026-07-26)Change Lending — Foreign National, Anaheim, CA (source checked 2026-07-26)Change Lending — Jumbo, Anaheim, CA (source checked 2026-07-26)Change Lending — Portfolio, Anaheim, CA (source checked 2026-07-26)NexBank — Jumbo, Dallas, TX (source checked 2026-07-26)NexBank — Portfolio, Dallas, TX (source checked 2026-07-26)NexBank — Non-QM, Dallas, TX (source checked 2026-07-26)Emporium TPO — Jumbo, Frisco, TX (source checked 2026-07-26)Emporium TPO — Non-QM, Frisco, TX (source checked 2026-07-26)First Community Mortgage — Jumbo, Murfreesboro, TN (source checked 2026-07-26)American Heritage Lending — Non-QM, Irvine, CA (source checked 2026-07-26)American Heritage Lending — Fix & Flip, Irvine, CA (source checked 2026-07-26)American Heritage Lending — Bridge, Irvine, CA (source checked 2026-07-26)American Heritage Lending — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)American Heritage Lending — Portfolio, Irvine, CA (source checked 2026-07-26)First National Bank of America — Non-QM, East Lansing, MI (source checked 2026-07-26)First National Bank of America — Portfolio, East Lansing, MI (source checked 2026-07-26)Carrington Mortgage Services — Non-QM, Anaheim, CA (source checked 2026-07-26)Carrington Mortgage Services — Portfolio, Anaheim, CA (source checked 2026-07-26)FundLoans — Jumbo, San Diego, CA (source checked 2026-07-26)FundLoans — Non-QM, San Diego, CA (source checked 2026-07-26)FundLoans — Asset Depletion, San Diego, CA (source checked 2026-07-26)FundLoans — Foreign National, San Diego, CA (source checked 2026-07-26)Mutual of Omaha Mortgage, Inc. — Jumbo, San Diego, CA (source checked 2026-07-26)Mutual of Omaha Mortgage, Inc. — Reverse Mortgage, San Diego, CA (source checked 2026-07-26)Mutual of Omaha Mortgage, Inc. — Non-QM, San Diego, CA (source checked 2026-07-26)Price Mortgage, LLC — Jumbo, Gilbert, AZ (source checked 2026-07-26)FBC Mortgage, LLC — Jumbo, Orlando, FL (source checked 2026-07-26)Ameritrust Mortgage Corp. — Jumbo, Tustin, CA (source checked 2026-07-26)Ameritrust Mortgage Corp. — Non-QM, Tustin, CA (source checked 2026-07-26)21st Mortgage Corporation — Portfolio, Knoxville, TN (source checked 2026-07-26)5th Street Capital, Inc. — Non-QM, San Diego, CA (source checked 2026-09-14)AFR Wholesale — Non-QM, Mount Laurel, NJ (source checked 2026-07-26)Alliant Credit Union — Portfolio, Not published by the lender (source checked 2026-08-07)Allied Mortgage Group — Foreign National, Not published by the lender (source checked 2026-08-07)Allied Mortgage Group — Jumbo, Not published by the lender (source checked 2026-08-07)Allied Mortgage Group — Reverse Mortgage, Not published by the lender (source checked 2026-08-07)Allied Mortgage Group — Non-QM, Not published by the lender (source checked 2026-08-07)Alma Bank — Portfolio, Astoria, NY (source checked 2026-07-26)Alma Bank — Foreign National, Astoria, NY (source checked 2026-07-26)American Pacific Mortgage Wholesale — Jumbo, Not published by the lender (source checked 2026-08-07)American Pacific Mortgage Wholesale — Reverse Mortgage, Not published by the lender (source checked 2026-08-07)Ameris Bank — Portfolio, Not published by the lender (source checked 2026-08-07)AmeriSave Wholesale Mortgage Solutions — Jumbo, Atlanta, GA (source checked 2026-07-26)AmeriSave Wholesale Mortgage Solutions — Non-QM, Atlanta, GA (source checked 2026-07-26)AmWest Funding — Jumbo, Irvine, CA (source checked 2026-07-26)AmWest Funding — Non-QM, Irvine, CA (source checked 2026-07-26)Anchor Loans — Fix & Flip, Thousand Oaks, CA (source checked 2026-07-26)Anchor Loans — Bridge, Thousand Oaks, CA (source checked 2026-07-26)Anchor Loans — Ground-Up Construction, Thousand Oaks, CA (source checked 2026-07-26)Angel Oak Mortgage Solutions — Non-QM, Atlanta, GA (source checked 2026-07-26)Angel Oak Mortgage Solutions — Asset Depletion, Atlanta, GA (source checked 2026-07-26)Angel Oak Mortgage Solutions — Foreign National, Atlanta, GA (source checked 2026-07-26)Angel Oak Mortgage Solutions — Jumbo, Atlanta, GA (source checked 2026-07-26)Angel Oak Mortgage Solutions — Portfolio, Atlanta, GA (source checked 2026-07-26)Arc Home — Jumbo, Mount Laurel, NJ (source checked 2026-07-26)Arc Home — Non-QM, Mount Laurel, NJ (source checked 2026-07-26)Arc Home — Asset Depletion, Mount Laurel, NJ (source checked 2026-07-26)Archwest Capital — Bridge, Irvine, CA (source checked 2026-07-26)Archwest Capital — Fix & Flip, Irvine, CA (source checked 2026-07-26)Archwest Capital — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)ArcStone Financial — Fix & Flip, Dallas, TX (source checked 2026-07-26)ArcStone Financial — Bridge, Dallas, TX (source checked 2026-07-26)ArcStone Financial — Ground-Up Construction, Dallas, TX (source checked 2026-07-26)Arizona Central Credit Union — Portfolio, Not published by the lender (source checked 2026-08-07)Associated Bank Wholesale — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Associated Bank Wholesale — Jumbo, Not published by the lender (source checked 2026-08-07)Associated Bank Wholesale — Portfolio, Not published by the lender (source checked 2026-08-07)Assurance Financial — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Assurance Financial — Jumbo, Not published by the lender (source checked 2026-08-07)Assurance Financial — Non-QM, Not published by the lender (source checked 2026-08-07)Atlantic Bay Mortgage Group Wholesale — Jumbo, Virginia Beach, VA (source checked 2026-07-26)Atlas Real Estate Capital — Bridge, Not published by the lender (source checked 2026-08-07)Axos Bank — Jumbo, San Diego, CA (source checked 2026-07-26)Axos Bank — Portfolio, San Diego, CA (source checked 2026-07-26)Axos Bank — Non-QM, San Diego, CA (source checked 2026-07-26)Axos Bank — Bridge, San Diego, CA (source checked 2026-07-26)Baker Collins & Co — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Baker Collins & Co — Fix & Flip, Not published by the lender (source checked 2026-08-07)Baker Collins & Co — Bridge, Not published by the lender (source checked 2026-08-07)Bancorp Bank Wholesale — Bridge, Wilmington, DE (source checked 2026-07-26)Bancorp Bank Wholesale — Portfolio, Wilmington, DE (source checked 2026-07-26)Bank of England Mortgage Wholesale — Jumbo, England, AR (source checked 2026-07-26)Bank of England Mortgage Wholesale — Non-QM, England, AR (source checked 2026-07-26)Bank of England Mortgage Wholesale — Portfolio, England, AR (source checked 2026-07-26)BayFirst National Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Beeline Loans — Non-QM, Not published by the lender (source checked 2026-08-07)Bell Bank Mortgage — Portfolio, Not published by the lender (source checked 2026-08-07)BluePoint Mortgage — Non-QM, Not published by the lender (source checked 2026-08-07)Boomerang Capital Partners — Fix & Flip, Mesa, AZ (source checked 2026-07-26)Boomerang Capital Partners — Bridge, Mesa, AZ (source checked 2026-07-26)Boomerang Capital Partners — Ground-Up Construction, Mesa, AZ (source checked 2026-07-26)Bridgewater Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Builders Capital — Ground-Up Construction, Puyallup, WA (source checked 2026-07-26)Builders Capital — Bridge, Puyallup, WA (source checked 2026-07-26)Cadence Bank — Portfolio, Not published by the lender (source checked 2026-08-07)CalPrivate Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Cambridge Savings Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Capital Fund I — Bridge, Not published by the lender (source checked 2026-08-07)Capital Fund I — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Capital Fund I — Fix & Flip, Not published by the lender (source checked 2026-08-07)Capital Fund I — Foreign National, Not published by the lender (source checked 2026-08-07)Cardinal Financial — Jumbo, Charlotte, NC (source checked 2026-07-26)Cardinal Financial — Non-QM, Charlotte, NC (source checked 2026-07-26)Carrington Investor Advantage — Portfolio, Anaheim, CA (source checked 2026-07-26)Center Street Lending — Bridge, Not published by the lender (source checked 2026-08-07)Center Street Lending — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Center Street Lending — Fix & Flip, Not published by the lender (source checked 2026-08-07)Certain Lending — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Certain Lending — Fix & Flip, Not published by the lender (source checked 2026-08-07)Certain Lending — Foreign National, Not published by the lender (source checked 2026-08-07)Certain Lending — Bridge, Not published by the lender (source checked 2026-08-07)Champions Funding — Non-QM, Gilbert, AZ (source checked 2026-07-26)Champions Funding — Foreign National, Gilbert, AZ (source checked 2026-07-26)Champions Funding — Jumbo, Gilbert, AZ (source checked 2026-07-26)Citadel Servicing Corporation — Non-QM, Irvine, CA (source checked 2026-07-26)Citadel Servicing Corporation — Foreign National, Irvine, CA (source checked 2026-07-26)Citadel Servicing Corporation — Portfolio, Irvine, CA (source checked 2026-07-26)Citizens Bank Wholesale — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Citizens Bank Wholesale — Portfolio, Not published by the lender (source checked 2026-08-07)Citywide Home Loans — Jumbo, Sandy, UT (source checked 2026-07-26)Civic Financial Services — Fix & Flip, Redondo Beach, CA (source checked 2026-07-26)Civic Financial Services — Bridge, Redondo Beach, CA (source checked 2026-07-26)Civic Financial Services — Portfolio, Redondo Beach, CA (source checked 2026-07-26)ClearEdge Lending — Non-QM, Irvine, CA (source checked 2026-07-26)ClearEdge Lending — Jumbo, Irvine, CA (source checked 2026-07-26)ClearEdge Lending — Portfolio, Irvine, CA (source checked 2026-07-26)Colony Bank — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Colony Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Constructive Loans — Fix & Flip, Plano, TX (source checked 2026-07-26)Constructive Loans — Bridge, Plano, TX (source checked 2026-07-26)Constructive Loans — Ground-Up Construction, Plano, TX (source checked 2026-07-26)Conventus — Bridge, Not published by the lender (source checked 2026-08-07)CoreVest Finance — Bridge, Irvine, CA (source checked 2026-07-26)CoreVest Finance — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)Cornerstone Capital Bank — Jumbo, Houston, TX (source checked 2026-07-26)Cornerstone Capital Bank — Portfolio, Houston, TX (source checked 2026-07-26)Crescent Mortgage — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Cross River Bank — Bridge, Not published by the lender (source checked 2026-08-07)Cross River Bank — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Cross River Bank — Portfolio, Not published by the lender (source checked 2026-08-07)CrossCountry Mortgage Wholesale — Jumbo, Cleveland, OH (source checked 2026-07-26)CrossCountry Mortgage Wholesale — Non-QM, Cleveland, OH (source checked 2026-07-26)Customers Bank — Portfolio, Not published by the lender (source checked 2026-08-07)CV3 Financial Services — Fix & Flip, Irvine, CA (source checked 2026-07-26)CV3 Financial Services — Bridge, Irvine, CA (source checked 2026-07-26)CV3 Financial Services — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)Deephaven Mortgage — Non-QM, Charlotte, NC (source checked 2026-07-26)Deephaven Mortgage — Asset Depletion, Charlotte, NC (source checked 2026-07-26)Deephaven Mortgage — Foreign National, Charlotte, NC (source checked 2026-07-26)Deephaven Mortgage — Jumbo, Charlotte, NC (source checked 2026-07-26)Dominion Financial Services — Fix & Flip, Baltimore, MD (source checked 2026-07-26)Dominion Financial Services — Bridge, Baltimore, MD (source checked 2026-07-26)Dominion Financial Services — Ground-Up Construction, Baltimore, MD (source checked 2026-07-26)Dunmor — Bridge, Not published by the lender (source checked 2026-08-07)Dunmor — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Dunmor — Fix & Flip, Not published by the lender (source checked 2026-08-07)East West Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Easy Street Capital — Fix & Flip, Austin, TX (source checked 2026-07-26)Easy Street Capital — Bridge, Austin, TX (source checked 2026-07-26)Easy Street Capital — Ground-Up Construction, Austin, TX (source checked 2026-07-26)Elite Financing Group — Bridge, Not published by the lender (source checked 2026-08-07)Emigrant Mortgage — Foreign National, Not published by the lender (source checked 2026-08-07)Emigrant Mortgage — Jumbo, Not published by the lender (source checked 2026-08-07)Emigrant Mortgage — Portfolio, Not published by the lender (source checked 2026-08-07)Equity Prime Mortgage — Non-QM, Atlanta, GA (source checked 2026-07-26)Evergreen Home Loans — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Evergreen Home Loans — Jumbo, Not published by the lender (source checked 2026-08-07)Excelerate Capital — Non-QM, Irvine, CA (source checked 2026-07-26)Excelerate Capital — Foreign National, Irvine, CA (source checked 2026-07-26)Excelerate Capital — Jumbo, Irvine, CA (source checked 2026-07-26)FFB Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Finance of America Reverse — Reverse Mortgage, Plano, TX (source checked 2026-07-26)First Colony Mortgage TPO — Jumbo, Provo, UT (source checked 2026-07-26)First Federal Bank TPO — Jumbo, Lake City, FL (source checked 2026-07-26)First Guaranty Mortgage — Non-QM, Not published by the lender (source checked 2026-08-07)First Horizon Bank — Portfolio, Not published by the lender (source checked 2026-08-07)First Internet Bank — Portfolio, Not published by the lender (source checked 2026-08-07)First Savings Bank Wholesale — Reverse Mortgage, Jeffersonville, IN (source checked 2026-07-26)FirstBank Mortgage — Portfolio, Not published by the lender (source checked 2026-08-07)Flagstar Bank — Jumbo, Hicksville, NY (source checked 2026-07-26)Flagstar Bank — Portfolio, Hicksville, NY (source checked 2026-07-26)Flatiron Realty Capital — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Flatiron Realty Capital — Fix & Flip, Not published by the lender (source checked 2026-08-07)Foundation Mortgage — Non-QM, Miami Beach, FL (source checked 2026-07-26)Foundation Mortgage — Foreign National, Miami Beach, FL (source checked 2026-07-26)Foundation Mortgage — Jumbo, Miami Beach, FL (source checked 2026-07-26)Freedom Mortgage TPO — Jumbo, Boca Raton, FL (source checked 2026-07-26)Freedom Mortgage Wholesale — Jumbo, Not published by the lender (source checked 2026-08-07)Fund That Flip (Upright) — Bridge, Not published by the lender (source checked 2026-08-07)Fund That Flip (Upright) — Fix & Flip, Not published by the lender (source checked 2026-08-07)Gateway First Bank TPO — Jumbo, Jenks, OK (source checked 2026-07-26)GCA Lending — Reverse Mortgage, Miami Lakes, FL (source checked 2026-09-14)GCA Lending — Non-QM, Miami Lakes, FL (source checked 2026-09-14)Genesis Capital — Fix & Flip, Irvine, CA (source checked 2026-07-26)Genesis Capital — Bridge, Irvine, CA (source checked 2026-07-26)Genesis Capital — Ground-Up Construction, Irvine, CA (source checked 2026-07-26)Geneva Financial — Jumbo, Not published by the lender (source checked 2026-08-07)Geneva Financial — Reverse Mortgage, Not published by the lender (source checked 2026-08-07)Gershman Mortgage — Jumbo, Not published by the lender (source checked 2026-08-07)GIANT Lending — Non-QM, Costa Mesa, CA (source checked 2026-09-14)Global Integrity Finance — Bridge, Not published by the lender (source checked 2026-08-07)Global Integrity Finance — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Global Integrity Finance — Fix & Flip, Not published by the lender (source checked 2026-08-07)GMFS Mortgage LLC — Jumbo, Baton Rouge, LA (source checked 2026-07-26)GO Mortgage TPO — Ground-Up Construction, Columbus, OH (source checked 2026-07-26)GreenBox Loans — Non-QM, Los Angeles, CA (source checked 2026-07-26)GreenBox Loans — Foreign National, Los Angeles, CA (source checked 2026-07-26)GreenBox Loans — Portfolio, Los Angeles, CA (source checked 2026-07-26)Greenstate Credit Union — Portfolio, Not published by the lender (source checked 2026-08-07)Griffin Funding — Non-QM, San Diego, CA (source checked 2026-07-26)Griffin Funding — Asset Depletion, San Diego, CA (source checked 2026-07-26)Griffin Funding — Jumbo, San Diego, CA (source checked 2026-07-26)Groundfloor — Fix & Flip, Not published by the lender (source checked 2026-08-07)Groundfloor Lending — Fix & Flip, Atlanta, GA (source checked 2026-07-26)Groundfloor Lending — Bridge, Atlanta, GA (source checked 2026-07-26)Groundfloor Lending — Ground-Up Construction, Atlanta, GA (source checked 2026-07-26)Guild Mortgage Wholesale — Jumbo, San Diego, CA (source checked 2026-07-26)Guild Mortgage Wholesale — Reverse Mortgage, San Diego, CA (source checked 2026-07-26)Hall Structured Finance — Ground-Up Construction, Dallas, TX (source checked 2026-07-26)Hall Structured Finance — Bridge, Dallas, TX (source checked 2026-07-26)HarborOne Mortgage — Portfolio, Not published by the lender (source checked 2026-08-07)HomeSpring Mortgage — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)HomeSpring Mortgage — Foreign National, Not published by the lender (source checked 2026-08-07)HomeSpring Mortgage — Jumbo, Not published by the lender (source checked 2026-08-07)HomeSpring Mortgage — Non-QM, Not published by the lender (source checked 2026-08-07)Hometown Equity Mortgage (HEM) — Non-QM, Chesterfield, MO (source checked 2026-07-26)Hometown Equity Mortgage (HEM) — Foreign National, Chesterfield, MO (source checked 2026-07-26)HomeTrust Mortgage — Jumbo, Houston, TX (source checked 2026-07-26)HomeXpress Mortgage — Non-QM, Santa Ana, CA (source checked 2026-07-26)HomeXpress Mortgage — Foreign National, Santa Ana, CA (source checked 2026-07-26)HomeXpress Mortgage — Jumbo, Santa Ana, CA (source checked 2026-07-26)HomeXpress Mortgage — Portfolio, Santa Ana, CA (source checked 2026-07-26)Huntington Wholesale Mortgage — Jumbo, Columbus, OH (source checked 2026-07-26)Huntington Wholesale Mortgage — Portfolio, Columbus, OH (source checked 2026-07-26)Hurst Lending — Portfolio, Not published by the lender (source checked 2026-08-07)Idaho Central Credit Union — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Idaho Central Credit Union — Portfolio, Not published by the lender (source checked 2026-08-07)Independent Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Inland Bank Mortgage — Portfolio, Not published by the lender (source checked 2026-08-07)Jet Direct Mortgage — Jumbo, Not published by the lender (source checked 2026-08-07)Jet Direct Mortgage — Non-QM, Not published by the lender (source checked 2026-08-07)Jet Direct Mortgage — Reverse Mortgage, Not published by the lender (source checked 2026-08-07)Jet Mortgage — Non-QM, Santa Ana, CA (source checked 2026-09-14)JMAC Lending — Jumbo, Santa Ana, CA (source checked 2026-07-26)JMAC Lending — Non-QM, Santa Ana, CA (source checked 2026-07-26)Kiavi — Fix & Flip, San Francisco, CA (source checked 2026-07-26)Kiavi — Bridge, San Francisco, CA (source checked 2026-07-26)Kiavi — Ground-Up Construction, San Francisco, CA (source checked 2026-07-26)Lake Michigan Credit Union Wholesale — Jumbo, Grand Rapids, MI (source checked 2026-07-26)Lake Michigan Credit Union Wholesale — Portfolio, Grand Rapids, MI (source checked 2026-07-26)Lakeland Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Lakeview Loan Servicing / Bayview TPO — Portfolio, Coral Gables, FL (source checked 2026-07-26)Land Home Financial Services Wholesale — Jumbo, Concord, CA (source checked 2026-07-26)LendingOne — Fix & Flip, Boca Raton, FL (source checked 2026-07-26)LendingOne — Bridge, Boca Raton, FL (source checked 2026-07-26)LendingOne — Ground-Up Construction, Boca Raton, FL (source checked 2026-07-26)LendingOne — Portfolio, Boca Raton, FL (source checked 2026-07-26)LendSure Mortgage Corp — Bridge, Not published by the lender (source checked 2026-08-07)LendSure Mortgage Corp — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)LendSure Mortgage Corp — Fix & Flip, Not published by the lender (source checked 2026-08-07)LendSure Mortgage Corp — Foreign National, Not published by the lender (source checked 2026-08-07)LendSure Mortgage Corp — Jumbo, Not published by the lender (source checked 2026-08-07)LendSure Mortgage Corp — Non-QM, Not published by the lender (source checked 2026-08-07)LendSure Mortgage Corp. — Non-QM, San Diego, CA (source checked 2026-07-26)LendSure Mortgage Corp. — Asset Depletion, San Diego, CA (source checked 2026-07-26)LendSure Mortgage Corp. — Foreign National, San Diego, CA (source checked 2026-07-26)LendSure Mortgage Corp. — Jumbo, San Diego, CA (source checked 2026-07-26)LendSure Mortgage Corp. — Fix & Flip, San Diego, CA (source checked 2026-07-26)Lendz Financial — Foreign National, Not published by the lender (source checked 2026-08-07)Lendz Financial — Jumbo, Not published by the lender (source checked 2026-08-07)Lendz Financial — Non-QM, Not published by the lender (source checked 2026-08-07)Liberty Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Liberty Reverse Mortgage — Reverse Mortgage, Sacramento, CA (source checked 2026-07-26)Lima One Capital — Fix & Flip, Greenville, SC (source checked 2026-07-26)Lima One Capital — Bridge, Greenville, SC (source checked 2026-07-26)Lima One Capital — Ground-Up Construction, Greenville, SC (source checked 2026-07-26)Loan Simple Wholesale — Jumbo, Centennial, CO (source checked 2026-07-26)Loanhouse Mortgage Capital, Inc. — Non-QM, Fort Lauderdale, FL (source checked 2026-09-14)LoanStream Mortgage — Non-QM, Irvine, CA (source checked 2026-07-26)LoanStream Mortgage — Foreign National, Irvine, CA (source checked 2026-07-26)LoanStream Mortgage — Jumbo, Irvine, CA (source checked 2026-07-26)LoanUnited Wholesale — Non-QM, Boca Raton, FL (source checked 2026-07-26)Logan Finance — Non-QM, Parsippany, NJ (source checked 2026-07-26)Logan Finance — Asset Depletion, Parsippany, NJ (source checked 2026-07-26)Logan Finance — Foreign National, Parsippany, NJ (source checked 2026-07-26)Logan Finance — Jumbo, Parsippany, NJ (source checked 2026-07-26)Longbridge Financial — Reverse Mortgage, Mahwah, NJ (source checked 2026-07-26)Longhorn Investments — Fix & Flip, Dallas, TX (source checked 2026-07-26)Longhorn Investments — Bridge, Dallas, TX (source checked 2026-07-26)Longhorn Investments — Ground-Up Construction, Dallas, TX (source checked 2026-07-26)Luxury Mortgage Corp — Jumbo, Stamford, CT (source checked 2026-07-26)Luxury Mortgage Corp — Non-QM, Stamford, CT (source checked 2026-07-26)Luxury Mortgage Corp — Asset Depletion, Stamford, CT (source checked 2026-07-26)Luxury Mortgage Corp — Foreign National, Stamford, CT (source checked 2026-07-26)M&T Bank Correspondent — Portfolio, Not published by the lender (source checked 2026-08-07)Marquee Funding Group — Bridge, Not published by the lender (source checked 2026-08-07)Marquee Funding Group — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Marquee Funding Group — Fix & Flip, Not published by the lender (source checked 2026-08-07)Mega Capital Funding — Jumbo, Calabasas, CA (source checked 2026-07-26)Mega Capital Funding — Non-QM, Calabasas, CA (source checked 2026-07-26)Mega Capital Funding — Foreign National, Calabasas, CA (source checked 2026-07-26)Merchants Bank of Indiana — Portfolio, Not published by the lender (source checked 2026-08-07)Metro City Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Metro City Bank — Non-QM, Not published by the lender (source checked 2026-08-07)MidFirst Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Midwest Equity Mortgage — Jumbo, Oakbrook Terrace, IL (source checked 2026-07-26)Milestone Mortgage Solutions — Fix & Flip, Not published by the lender (source checked 2026-08-07)Milestone Mortgage Solutions — Foreign National, Not published by the lender (source checked 2026-08-07)Milestone Mortgage Solutions — Jumbo, Not published by the lender (source checked 2026-08-07)Mortgage Equity Partners — Jumbo, Danvers, MA (source checked 2026-07-26)MortgageRight Wholesale — Jumbo, Birmingham, AL (source checked 2026-07-26)MortgageRight Wholesale — Non-QM, Birmingham, AL (source checked 2026-07-26)Movement Mortgage TPO — Jumbo, Indian Land, SC (source checked 2026-07-26)Nano Banc — Portfolio, Not published by the lender (source checked 2026-08-07)Nations Direct Mortgage — Non-QM, Lake Forest, CA (source checked 2026-07-26)Nations Direct Mortgage — Jumbo, Lake Forest, CA (source checked 2026-07-26)NBKC Bank — Bridge, Not published by the lender (source checked 2026-08-07)NBKC Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Neighborhood Loans — Jumbo, Not published by the lender (source checked 2026-08-07)New American Funding — Jumbo, Not published by the lender (source checked 2026-08-07)New American Funding — Non-QM, Not published by the lender (source checked 2026-08-07)New American Funding — Reverse Mortgage, Not published by the lender (source checked 2026-08-07)New Wave Lending Group — Jumbo, Not published by the lender (source checked 2026-08-07)New Wave Lending Group — Non-QM, Not published by the lender (source checked 2026-08-07)NewFed Mortgage — Bridge, Not published by the lender (source checked 2026-08-07)NewFed Mortgage — Jumbo, Not published by the lender (source checked 2026-08-07)NewFed Mortgage — Reverse Mortgage, Not published by the lender (source checked 2026-08-07)Newfi Wholesale — Non-QM, Emeryville, CA (source checked 2026-07-26)Newfi Wholesale — Asset Depletion, Emeryville, CA (source checked 2026-07-26)Newfi Wholesale — Jumbo, Emeryville, CA (source checked 2026-07-26)North American Savings Bank — Bridge, Not published by the lender (source checked 2026-08-07)North American Savings Bank — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)North American Savings Bank — Jumbo, Not published by the lender (source checked 2026-08-07)North American Savings Bank — Non-QM, Not published by the lender (source checked 2026-08-07)North American Savings Bank — Portfolio, Not published by the lender (source checked 2026-08-07)North Easton Savings Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Northern Bank — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Northern Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Northpointe Bank Wholesale — Jumbo, Grand Rapids, MI (source checked 2026-07-26)Northpointe Bank Wholesale — Portfolio, Grand Rapids, MI (source checked 2026-07-26)Novus Home Mortgage — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Novus Home Mortgage — Jumbo, Not published by the lender (source checked 2026-08-07)Novus Home Mortgage — Non-QM, Not published by the lender (source checked 2026-08-07)NQM Funding — Non-QM, Fairfield, NJ (source checked 2026-07-26)NQM Funding — Asset Depletion, Fairfield, NJ (source checked 2026-07-26)NQM Funding — Foreign National, Fairfield, NJ (source checked 2026-07-26)NQM Funding — Jumbo, Fairfield, NJ (source checked 2026-07-26)Oaktree Funding — Non-QM, Chandler, AZ (source checked 2026-07-26)Oaktree Funding — Asset Depletion, Chandler, AZ (source checked 2026-07-26)Oaktree Funding — Foreign National, Chandler, AZ (source checked 2026-07-26)Oaktree Funding — Jumbo, Chandler, AZ (source checked 2026-07-26)Ohio Valley Bank — Portfolio, Not published by the lender (source checked 2026-08-07)On Q Financial — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)On Q Financial — Jumbo, Not published by the lender (source checked 2026-08-07)Onity Group (PHH) TPO — Reverse Mortgage, West Palm Beach, FL (source checked 2026-07-26)Onity Group (PHH) TPO — Portfolio, West Palm Beach, FL (source checked 2026-07-26)Open Mortgage — Reverse Mortgage, Not published by the lender (source checked 2026-08-07)Open Mortgage Wholesale — Reverse Mortgage, Frisco, TX (source checked 2026-09-14)Pacific Premier Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Pacific Private Money — Bridge, Not published by the lender (source checked 2026-08-07)Pacific Residential Mortgage — Jumbo, Lake Oswego, OR (source checked 2026-07-26)Park Place Finance — Fix & Flip, Austin, TX (source checked 2026-07-26)Park Place Finance — Bridge, Austin, TX (source checked 2026-07-26)Park Place Finance — Ground-Up Construction, Austin, TX (source checked 2026-07-26)Peoples Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Peoples Bank — Non-QM, Not published by the lender (source checked 2026-08-07)Pike Creek Mortgage — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Pike Creek Mortgage — Jumbo, Not published by the lender (source checked 2026-08-07)Pinnacle Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Pintar Investment — Bridge, Not published by the lender (source checked 2026-08-07)Planet Home Lending — Jumbo, Meriden, CT (source checked 2026-07-26)Point — Portfolio, Palo Alto, CA (source checked 2026-07-26)Premier Lending Alliance — Jumbo, Not published by the lender (source checked 2026-08-07)Presidential Bank Mortgage — Portfolio, Not published by the lender (source checked 2026-08-07)Prime Choice Funding — Jumbo, Not published by the lender (source checked 2026-08-07)Prime Choice Funding — Non-QM, Not published by the lender (source checked 2026-08-07)Prime Choice Funding — Reverse Mortgage, Not published by the lender (source checked 2026-08-07)Priority Investor Loans — Fix & Flip, Not published by the lender (source checked 2026-08-07)Prosperity Home Mortgage — Jumbo, Chantilly, VA (source checked 2026-07-26)Provident Funding Associates — Jumbo, Santa Rosa, CA (source checked 2026-07-26)PS Funding (PeerStreet) — Bridge, Not published by the lender (source checked 2026-08-07)Quontic Bank — Non-QM, New York, NY (source checked 2026-07-26)Quontic Bank — Portfolio, New York, NY (source checked 2026-07-26)Quorum Federal Credit Union — Portfolio, Purchase, NY (source checked 2026-07-26)Quorum Federal Credit Union — Jumbo, Purchase, NY (source checked 2026-07-26)Radius Financial Group — Bridge, Not published by the lender (source checked 2026-08-07)Radius Financial Group — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Radius Financial Group — Jumbo, Not published by the lender (source checked 2026-08-07)Radius Financial Group — Reverse Mortgage, Not published by the lender (source checked 2026-08-07)RCN Capital — Fix & Flip, South Windsor, CT (source checked 2026-07-26)RCN Capital — Bridge, South Windsor, CT (source checked 2026-07-26)RCN Capital — Ground-Up Construction, South Windsor, CT (source checked 2026-07-26)Redwood Trust (CoreVest/Aspire) — Jumbo, Not published by the lender (source checked 2026-08-07)Reliance First Capital — Jumbo, Not published by the lender (source checked 2026-08-07)REMN Wholesale — Jumbo, Iselin, NJ (source checked 2026-07-26)Renovo Financial — Fix & Flip, Chicago, IL (source checked 2026-07-26)Renovo Financial — Bridge, Chicago, IL (source checked 2026-07-26)Renovo Financial — Ground-Up Construction, Chicago, IL (source checked 2026-07-26)Republic Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Residential Capital Partners — Fix & Flip, Dallas, TX (source checked 2026-07-26)Residential Capital Partners — Bridge, Dallas, TX (source checked 2026-07-26)Revolve Capital — Bridge, Not published by the lender (source checked 2026-08-07)Ridge Lending Group — Bridge, Not published by the lender (source checked 2026-08-07)Ridge Lending Group — Foreign National, Not published by the lender (source checked 2026-08-07)Ridge Lending Group — Non-QM, Not published by the lender (source checked 2026-08-07)Ridgewood Savings Bank — Portfolio, Queens, NY (source checked 2026-07-26)Ridgewood Savings Bank — Jumbo, Queens, NY (source checked 2026-07-26)Roc360 / Roc Capital — Fix & Flip, New York, NY (source checked 2026-07-26)Roc360 / Roc Capital — Bridge, New York, NY (source checked 2026-07-26)Roc360 / Roc Capital — Ground-Up Construction, New York, NY (source checked 2026-07-26)Ruoff Mortgage — Jumbo, Not published by the lender (source checked 2026-08-07)Ruoff Mortgage — Reverse Mortgage, Not published by the lender (source checked 2026-08-07)S&T Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Sandy Spring Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Seattle Bank — Bridge, Not published by the lender (source checked 2026-08-07)Seattle Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Seattle Bank — Jumbo, Not published by the lender (source checked 2026-08-07)Servbank — Portfolio, Tempe, AZ (source checked 2026-07-26)Sharestates — Fix & Flip, Not published by the lender (source checked 2026-08-07)Shellpoint Mortgage Servicing TPO — Portfolio, Greenville, SC (source checked 2026-07-26)Shore United Bank — Bridge, Not published by the lender (source checked 2026-08-07)Shore United Bank — Jumbo, Not published by the lender (source checked 2026-08-07)Shore United Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Sierra Pacific Mortgage — Jumbo, Folsom, CA (source checked 2026-07-26)Silver Hill Funding — Portfolio, Coral Gables, FL (source checked 2026-07-26)Silverton Mortgage — Jumbo, Not published by the lender (source checked 2026-08-07)Simmons Bank — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Simmons Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Simplify Home Loans — Fix & Flip, Not published by the lender (source checked 2026-08-07)Simplify Home Loans — Jumbo, Not published by the lender (source checked 2026-08-07)Skyline Home Loans — Jumbo, Not published by the lender (source checked 2026-08-07)Skyline Home Loans — Reverse Mortgage, Not published by the lender (source checked 2026-08-07)Smartfi Home Loans — Reverse Mortgage, Tulsa, OK (source checked 2026-07-26)Socotra Capital — Bridge, Not published by the lender (source checked 2026-08-07)Socotra Capital — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Socotra Capital — Fix & Flip, Not published by the lender (source checked 2026-08-07)Solera National Bank — Jumbo, Lakewood, CO (source checked 2026-07-26)Solera National Bank — Portfolio, Lakewood, CO (source checked 2026-07-26)South State Bank Correspondent — Portfolio, Not published by the lender (source checked 2026-08-07)Southern First Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Spring EQ Wholesale — Portfolio, Conshohocken, PA (source checked 2026-07-26)Sterling Bank & Trust — Portfolio, Not published by the lender (source checked 2026-08-07)Sterling Bank & Trust — Non-QM, Not published by the lender (source checked 2026-08-07)Streamline Funding — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Success Mortgage Partners — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Success Mortgage Partners — Jumbo, Not published by the lender (source checked 2026-08-07)Success Mortgage Partners — Non-QM, Not published by the lender (source checked 2026-08-07)Success Mortgage Partners — Reverse Mortgage, Not published by the lender (source checked 2026-08-07)Summit Funding — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Sun West Mortgage Company — Reverse Mortgage, Cerritos, CA (source checked 2026-07-26)Sun West Mortgage Company — Non-QM, Cerritos, CA (source checked 2026-07-26)Sunset Equity Funding — Fix & Flip, Los Angeles, CA (source checked 2026-07-26)Sunset Equity Funding — Bridge, Los Angeles, CA (source checked 2026-07-26)Sunset Equity Funding — Ground-Up Construction, Los Angeles, CA (source checked 2026-07-26)Supreme Lending — Jumbo, Dallas, TX (source checked 2026-07-26)Synergy One Lending — Jumbo, Not published by the lender (source checked 2026-08-07)TD Bank Correspondent — Portfolio, Not published by the lender (source checked 2026-08-07)Temple View Capital — Fix & Flip, Bethesda, MD (source checked 2026-07-26)Temple View Capital — Bridge, Bethesda, MD (source checked 2026-07-26)Temple View Capital — Ground-Up Construction, Bethesda, MD (source checked 2026-07-26)Temple View Capital — Foreign National, Bethesda, MD (source checked 2026-07-26)Templeton Financial Services — Non-QM, Newport Beach, CA (source checked 2026-07-26)Templeton Financial Services — Bridge, Newport Beach, CA (source checked 2026-07-26)Templeton Financial Services — Portfolio, Newport Beach, CA (source checked 2026-07-26)Texana Bank — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Texana Bank — Portfolio, Not published by the lender (source checked 2026-08-07)The Federal Savings Bank Wholesale — Jumbo, Chicago, IL (source checked 2026-07-26)The Federal Savings Bank Wholesale — Portfolio, Chicago, IL (source checked 2026-07-26)The Loan Store — Jumbo, Tucson, AZ (source checked 2026-07-26)The Loan Store — Non-QM, Tucson, AZ (source checked 2026-07-26)The Money Source (TMS) — Fix & Flip, Not published by the lender (source checked 2026-08-07)Third Federal Savings & Loan — Portfolio, Cleveland, OH (source checked 2026-07-26)Thrive Mortgage — Jumbo, Not published by the lender (source checked 2026-08-07)Thrive Mortgage — Reverse Mortgage, Not published by the lender (source checked 2026-08-07)Tidewater Mortgage Services — Jumbo, Not published by the lender (source checked 2026-08-07)Tidewater Mortgage Services — Reverse Mortgage, Not published by the lender (source checked 2026-08-07)Toorak Capital Partners — Bridge, Summit, NJ (source checked 2026-07-26)Toorak Capital Partners — Fix & Flip, Summit, NJ (source checked 2026-07-26)Toorak Capital Partners — Ground-Up Construction, Summit, NJ (source checked 2026-07-26)Towne Mortgage Company TPO — Non-QM, Troy, MI (source checked 2026-07-26)Triad Financial Services — Portfolio, Jacksonville, FL (source checked 2026-07-26)Trinity Oaks Mortgage — Jumbo, Not published by the lender (source checked 2026-08-07)Truist Correspondent — Jumbo, Not published by the lender (source checked 2026-08-07)Truist Correspondent — Portfolio, Not published by the lender (source checked 2026-08-07)Trustco Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Union Home Mortgage — Jumbo, Strongsville, OH (source checked 2026-07-26)United Community Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Univest Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Unlock Technologies — Portfolio, Tempe, AZ (source checked 2026-07-26)US Bank Correspondent — Portfolio, Not published by the lender (source checked 2026-08-07)V.I.P. Mortgage, Inc. — Jumbo, Scottsdale, AZ (source checked 2026-07-26)Vantage Bank Texas — Portfolio, Not published by the lender (source checked 2026-08-07)Velocity Mortgage Capital — Bridge, Westlake Village, CA (source checked 2026-07-26)Velocity Mortgage Capital — Portfolio, Westlake Village, CA (source checked 2026-07-26)Verus Mortgage Capital — Non-QM, Washington, DC (source checked 2026-07-26)Verus Mortgage Capital — Asset Depletion, Washington, DC (source checked 2026-07-26)Verus Mortgage Capital — Foreign National, Washington, DC (source checked 2026-07-26)Verus Mortgage Capital — Jumbo, Washington, DC (source checked 2026-07-26)Verus Mortgage Capital — Portfolio, Washington, DC (source checked 2026-07-26)Visio Lending — Portfolio, Austin, TX (source checked 2026-07-26)Waterstone Mortgage — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Waterstone Mortgage — Reverse Mortgage, Not published by the lender (source checked 2026-08-07)Waterstone Mortgage — Portfolio, Not published by the lender (source checked 2026-08-07)Wells Fargo Correspondent — Portfolio, Not published by the lender (source checked 2026-08-07)Western Alliance Bank — Portfolio, Not published by the lender (source checked 2026-08-07)WestOne Lending — Non-QM, Costa Mesa, CA (source checked 2026-07-26)WestOne Lending — Fix & Flip, Costa Mesa, CA (source checked 2026-07-26)WestOne Lending — Bridge, Costa Mesa, CA (source checked 2026-07-26)Willamette Valley Bank — Portfolio, Not published by the lender (source checked 2026-08-07)Wilmington Savings (WSFS) — Portfolio, Not published by the lender (source checked 2026-08-07)Windsor Mortgage — Bridge, Not published by the lender (source checked 2026-08-07)Windsor Mortgage — Jumbo, Not published by the lender (source checked 2026-08-07)Windsor Mortgage Solutions — Jumbo, Overland Park, KS (source checked 2026-07-26)Windsor Mortgage Solutions — Portfolio, Overland Park, KS (source checked 2026-07-26)Wintrust Mortgage — Portfolio, Not published by the lender (source checked 2026-08-07)Yieldi — Bridge, Not published by the lender (source checked 2026-08-07)Yieldi — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Zeus Lending — Bridge, Not published by the lender (source checked 2026-08-07)Zeus Lending — Ground-Up Construction, Not published by the lender (source checked 2026-08-07)Zeus Lending — Fix & Flip, Not published by the lender (source checked 2026-08-07)How to structure this scenario Divisor terms differ widely — 60, 84, or 120 months changes qualifying income dramatically. Ask which accounts count and at what haircut for retirement and brokerage balances. Assets used for qualification usually cannot double as reserves. Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
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