Wholesale lenders for foreign national investment property loans
Non-resident buyers with no U.S. credit file need a lender whose program qualifies on assets or property cash flow. These directory lenders advertise foreign national products to brokers.
Matching wholesale lenders (24)
OCMBC, Inc — Foreign National, Irvine, CA (source checked 2026-07-26)
Acra Lending — Foreign National, Irvine, CA (source checked 2026-07-26)
Verify accepted identification and whether a U.S. bank account is required at closing.
Most programs cap LTV lower for non-residents and require 6 to 12 months of reserves in a U.S. account.
Ask whether the lender permits a foreign credit reference letter in place of a score.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.