Wholesale lenders for DSCR loans vested in an LLC

Investor clients who hold title in an entity need a lender whose DSCR product allows LLC vesting and qualifies on rent rather than tax returns. These directory lenders advertise DSCR programs to the broker channel.

Matching wholesale lenders (70)

• United Wholesale Mortgage — DSCR, Pontiac, MI (source checked 2026-07-26)
• Kind Lending, LLC — DSCR, Santa Ana, CA (source checked 2026-07-26)
• OCMBC, Inc — DSCR, Irvine, CA (source checked 2026-07-26)
• Plaza Home Mortgage, Inc. — DSCR, San Diego, CA (source checked 2026-07-26)
• Paramount Residential Mortgage Group — DSCR, Corona, CA (source checked 2026-07-26)
• Acra Lending — DSCR, Irvine, CA (source checked 2026-07-26)
• A&D Mortgage, LLC — DSCR, Fort Lauderdale, FL (source checked 2026-07-26)
• Orion Lending — DSCR, Orange, CA (source checked 2026-07-26)
• theLender — DSCR, Lake Forest, CA (source checked 2026-07-26)
• Change Lending — DSCR, Anaheim, CA (source checked 2026-07-26)
• Emporium TPO — DSCR, Frisco, TX (source checked 2026-07-26)
• American Heritage Lending — DSCR, Irvine, CA (source checked 2026-07-26)
• First National Bank of America — DSCR, East Lansing, MI (source checked 2026-07-26)
• Carrington Mortgage Services — DSCR, Anaheim, CA (source checked 2026-07-26)
• FundLoans — DSCR, San Diego, CA (source checked 2026-07-26)
• Ameritrust Mortgage Corp. — DSCR, Tustin, CA (source checked 2026-07-26)
• AmeriSave Wholesale Mortgage Solutions — DSCR, Atlanta, GA (source checked 2026-07-26)
• AmWest Funding — DSCR, Irvine, CA (source checked 2026-07-26)
• Anchor Loans — DSCR, Thousand Oaks, CA (source checked 2026-07-26)
• Angel Oak Mortgage Solutions — DSCR, Atlanta, GA (source checked 2026-07-26)
• Arc Home — DSCR, Mount Laurel, NJ (source checked 2026-07-26)
• Archwest Capital — DSCR, Irvine, CA (source checked 2026-07-26)
• ArcStone Financial — DSCR, Dallas, TX (source checked 2026-07-26)
• Axos Bank — DSCR, San Diego, CA (source checked 2026-07-26)
• Carrington Investor Advantage — DSCR, Anaheim, CA (source checked 2026-07-26)
• Champions Funding — DSCR, Gilbert, AZ (source checked 2026-07-26)
• Citadel Servicing Corporation — DSCR, Irvine, CA (source checked 2026-07-26)
• Civic Financial Services — DSCR, Redondo Beach, CA (source checked 2026-07-26)
• ClearEdge Lending — DSCR, Irvine, CA (source checked 2026-07-26)
• Constructive Loans — DSCR, Plano, TX (source checked 2026-07-26)
• CoreVest Finance — DSCR, Irvine, CA (source checked 2026-07-26)
• CV3 Financial Services — DSCR, Irvine, CA (source checked 2026-07-26)
• Deephaven Mortgage — DSCR, Charlotte, NC (source checked 2026-07-26)
• Dominion Financial Services — DSCR, Baltimore, MD (source checked 2026-07-26)
• Easy Street Capital — DSCR, Austin, TX (source checked 2026-07-26)
• Equity Prime Mortgage — DSCR, Atlanta, GA (source checked 2026-07-26)
• Excelerate Capital — DSCR, Irvine, CA (source checked 2026-07-26)
• Foundation Mortgage — DSCR, Miami Beach, FL (source checked 2026-07-26)
• GreenBox Loans — DSCR, Los Angeles, CA (source checked 2026-07-26)
• Griffin Funding — DSCR, San Diego, CA (source checked 2026-07-26)
• Hometown Equity Mortgage (HEM) — DSCR, Chesterfield, MO (source checked 2026-07-26)
• HomeXpress Mortgage — DSCR, Santa Ana, CA (source checked 2026-07-26)
• JMAC Lending — DSCR, Santa Ana, CA (source checked 2026-07-26)
• Kiavi — DSCR, San Francisco, CA (source checked 2026-07-26)
• LendingOne — DSCR, Boca Raton, FL (source checked 2026-07-26)
• LendSure Mortgage Corp. — DSCR, San Diego, CA (source checked 2026-07-26)
• Lima One Capital — DSCR, Greenville, SC (source checked 2026-07-26)
• LoanStream Mortgage — DSCR, Irvine, CA (source checked 2026-07-26)
• LoanUnited Wholesale — DSCR, Boca Raton, FL (source checked 2026-07-26)
• Logan Finance — DSCR, Parsippany, NJ (source checked 2026-07-26)
• Luxury Mortgage Corp — DSCR, Stamford, CT (source checked 2026-07-26)
• Mega Capital Funding — DSCR, Calabasas, CA (source checked 2026-07-26)
• Nations Direct Mortgage — DSCR, Lake Forest, CA (source checked 2026-07-26)
• Newfi Wholesale — DSCR, Emeryville, CA (source checked 2026-07-26)
• NQM Funding — DSCR, Fairfield, NJ (source checked 2026-07-26)
• Oaktree Funding — DSCR, Chandler, AZ (source checked 2026-07-26)
• Park Place Finance — DSCR, Austin, TX (source checked 2026-07-26)
• Quontic Bank — DSCR, New York, NY (source checked 2026-07-26)
• RCN Capital — DSCR, South Windsor, CT (source checked 2026-07-26)
• Renovo Financial — DSCR, Chicago, IL (source checked 2026-07-26)
• Roc360 / Roc Capital — DSCR, New York, NY (source checked 2026-07-26)
• Silver Hill Funding — DSCR, Coral Gables, FL (source checked 2026-07-26)
• Sunset Equity Funding — DSCR, Los Angeles, CA (source checked 2026-07-26)
• Temple View Capital — DSCR, Bethesda, MD (source checked 2026-07-26)
• Templeton Financial Services — DSCR, Newport Beach, CA (source checked 2026-07-26)
• Toorak Capital Partners — DSCR, Summit, NJ (source checked 2026-07-26)
• Velocity Mortgage Capital — DSCR, Westlake Village, CA (source checked 2026-07-26)
• Verus Mortgage Capital — DSCR, Washington, DC (source checked 2026-07-26)
• Visio Lending — DSCR, Austin, TX (source checked 2026-07-26)
• WestOne Lending — DSCR, Costa Mesa, CA (source checked 2026-07-26)

How to structure this scenario

• Confirm the entity type allowed (LLC, LP, corporation) and whether a personal guaranty is required.
• Ask how the DSCR ratio is calculated: PITIA versus interest-only payment materially changes qualification.
• Prepay structures vary from 5/4/3/2/1 to no prepay with a rate add — price both before quoting.

Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.

Wholesale program search · Wholesale Lender Directory